Clermont County property record for 4357 Terrace Dr, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,416 sqft · built 1959 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Mar 2023) |
| Tax Bill | $3,199 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jul 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-45C-040 |
| Primary APN | 41-42-45C-040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Lot Area | 19,994 sqft (0.459 acres) |
| View / Lot | Cul-de-sac |
| Patio Area | 168 sqft |
| Canopy | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4357 TERRACE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-1421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALPINE TERRACE 4; LOT 40 |
| Legal Subdivision | ALPINE TERRACE SUB |
| Legal Lot Number | 40 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 41403 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4357 TERRACE DR, CINCINNATI, OH 45245-1421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2023 | Warranty Deed, Transfer · FHA Mortgage 1ST NATIONAL BANK |
| Jul 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage US MORTGAGE CORP |
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 10, 2018 | Deed, Transfer |
| Aug 9, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2023 · Amount on Record |
| Deed Sale | Mar 9, 2023 · Amount on Record |
| Prior Sale | Jul 20, 2022 · Amount on Record |
| Deed Document Number | 20233833 |
| Deed Book / Page | 2939 / 5475 |
| Prior Transfer Date | Apr 16, 2012 |
| Prior Transfer Doc | 0000010177 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Mar 9, 2023 |
| Property Address | 4357 TERRACE DR, CINCINNATI, OH 45245-1421 |
| Document Number | 0000003833 |
| Book / Page | 2939 / 5475 |
| Map Reference | MB J PG 54 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 202300003833 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000003834 |
|---|---|
| Date | Mar 9, 2023 |
| Instrument | 202300003834 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jul 20, 2022 |
| Property Address | 4357 TERRACE DR, CINCINNATI, OH 45245-1421 |
| Document Number | 0000018789 |
| Book / Page | 2924 / 4510 |
| Map Reference | MB J PG 54 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 202200018789 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4357 TERRACE DR, CINCINNATI, OH 45245-1421 |
| Document Number | 0000018790 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 202200018790 |
| Name | US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4357 TERRACE DR, CINCINNATI, OH 45245-1421 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000029034 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 2855/5041 |
| Instrument | 202000029034 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Apr 10, 2018 |
| Property Address | 4357 TERRACE DR, CINCINNATI, OH 45245-1421 |
| Document Number | 0000007643 |
| Book / Page | 2763 / 1514 |
| Map Reference | BK 2721 PG 310 |
| Instrument Date | Feb 21, 2018 |
| Instrument | 201800007643 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4357 TERRACE DR, CINCINNATI, OH 45245-1421 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 9, 2017 |
| Property Address | 4357 TERRACE DR, CINCINNATI, OH 45245-1421 |
| Document Number | 0000017978 |
| Book / Page | 002721 / 000310 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 17978 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 28, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $292.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132 |
| Investor | Possibly a Property Investor |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,199.00 (-49.39%) | $63,560 (-) Land $11,970 Building $51,590 | |
| 2024 | $181,600 (-) Land $34,200 Building $147,400 | ||
| 2023 | $6,321.00 (+153.86%) Homeowner's exemption | $63,560 (+48.71%) Land $11,970 Building $51,590 | $181,600 (+48.73%) Land $34,200 Building $147,400 |
| 2022 | $2,490.00 Homeowner's exemption | $42,740 Land $8,050 Building $34,690 | |
| 2020 | $122,100 Land $23,000 Building $99,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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