Burke County property record for 4357 Sugar Loaf Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 2002 |
| Lot Size | 4.37 acres (190,357 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,358 (2026) |
| Deeds & Mortgages | Sep 2024 Line of Credit Aug 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 95 28 1 18S |
| Primary APN | 95 28 1 18S |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 190,357 sqft (4.37 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Pole Barn | 3,840 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4357 SUGAR LOAF RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-6239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXE |
| Legal Description | LO1 PL57-50 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LOWER FORK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 21203 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4357 SUGAR LOAF RD, MORGANTON, NC 28655-6239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 20, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4357 SUGAR LOAF RD, MORGANTON, NC 28655-6239 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0027670940 |
|---|---|
| Date | Sep 26, 2024 |
| Book Page | 2767/940 |
| Instrument | 2024008657 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 20, 2021 |
| Property Address | 4357 SUGAR LOAF RD, MORGANTON, NC 28655-6239 |
| Document Number | 0025640071 |
| Book / Page | 2564 / 71 |
| Map Reference | MB 57 PG 50 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 2021009921 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4323 SUGAR LOAF RD, MORGANTON, NC 28655-6239 |
| Name | Verified Name |
|---|---|
| Address | 4357 SUGAR LOAF RD, MORGANTON, NC 28655-6239 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,358.00 (+6.85%) | $189,658 (-) Land $24,480 Building $165,178 | $189,658 (-) Land $24,480 Building $165,178 |
| 2025 | $1,271.00 (+0.08%) | $189,658 Land $24,480 Building $165,178 | $189,658 Land $24,480 Building $165,178 |
| 2023 | $1,270.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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