4357 Saint Catherines Ct, Concord, NC 28025 Property Records

Cabarrus County property record for 4357 Saint Catherines Ct, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,520 sqft · built 2005
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$159,000 (Jan 2018)
Tax Bill	$2,947 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11045G0241.000000`

Property Details

APN / Parcel Number

Primary APN	`11045G0241.000000`
Alternative APNs	`5538 47 0731` `141124`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,520 sqft Living Area
Gross Area	2,050 sqft
1st Floor Area	640 sqft
Upper Floors Area	880 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	111 ft deep x 44 ft wide
Garage Type	Mixed
Garage Area	252 sqft
Driveway	Concrete Driveway
Driveway Area	450 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	71 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	141124
Street Address	4357 SAINT CATHERINES CT
City	CONCORD
State	NC
Zip	28025-7077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CO
Legal Description	LT 241 BRANDON RIDGE
Legal Subdivision	BRANDON RIDGE
Legal Lot Number	241
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5010
Census Tract	40501

Owner

Source: Cabarrus County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATHENE ANNUITY LIFE COMPANY
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Oct 21, 2020	Intrafamily Transfer, Transfer · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOL
Jan 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2018 · Amount on Record
Deed Sale	Jan 10, 2018 · Amount on Record
Prior Sale	Nov 18, 2008 · Amount on Record
Deed Book / Page	12838 / 258
Last Transfer Date	Oct 20, 2020
Transfer Doc	1459994
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Jun 12, 2026
Property Address	4357 SAINT CATHERINES CT, CONCORD, NC 28025-7077
Document Number	0000014046
Book / Page	18037 / 1
Instrument Date	Nov 4, 2025
Instrument	202614046
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership, 267

Mortgage

Document Number	0000014046,
Date	Jun 12, 2026
Book Page	18037/1
Instrument	202614046

Lender

Name	ATHENE ANNUITY LIFE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	100 Months
Due	Oct 13, 2034

Interest

Rate	6.3%
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4357 SAINT CATHERINES CT, CONCORD, NC 28025-7077
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012608118
Date	Jul 31, 2017
Book Page	12608/0118
Instrument	12608-0118

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Oct 21, 2020
Property Address	4357 SAINT CATHERINES CT, CONCORD, NC 28025-7077
Document Number	0001459994
Book / Page	14599 / 94
Map Reference	MB 47 PG 28-29
Instrument Date	Oct 20, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	OS NATIONA LLLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Mail Care Of	FIRST KEY HOMES LLC
Investor	Possibly a Property Investor

Mortgage

Document Number	0014599114
Date	Oct 21, 2020
Instrument	14599/114

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOL
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 7, 2025

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 10, 2018
Property Address	4357 SAINT CATHERINES CT, CONCORD, NC 28025-7077
Document Number	12838258
Book / Page	012838 / 000258
Instrument Date	Jan 9, 2018
Instrument	638
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$318.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1850 PARKWAY PL #900 MARIETTA GA 30067, 900, MARIETTA, GA 30067

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,947.00 (+4%)	$295,980 (+71.55%) Land $62,000 Building $233,980
2024			$295,980 (+71.55%) Land $62,000 Building $233,980
2023	$2,105.00	$172,530 Land $40,000 Building $132,530	$172,530 Land $40,000 Building $132,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Verizon.

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