4357 Saint Andrews St, Howell, MI 48843 Property Records

Livingston County property record for 4357 Saint Andrews St, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,861 sqft · built 1990
Lot Size	0.504 acres (21,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jul 2017)
Tax Bill	$5,466 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-28-101-026`

Property Details

APN / Parcel Number

Primary APN	`11-28-101-026`
Alternative APN	`471128101026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,861 sqft Living Area
1st Floor Area	2,171 sqft
Basement Area	2,035 sqft
Finished Basement	1,000 sqft
Unfinished Basement	1,035 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	21,983 sqft (0.504 acres)
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	53 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4357 SAINT ANDREWS ST
City	HOWELL
State	MI
Zip	48843-9479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUPUD
Legal Description	SEC 28 T2N R5E OAK POINTE HIGHLANDS LOT 26
Legal Range	05E
Legal Township	02N
Legal Section	28
Legal Subdivision	OAK POINTE HIGHLANDS
Legal Tract	742700
Legal Lot Number	26
Jurisdiction	LIVINGSTON MI
Township / Civil Division	GENOA
Census Block Group	2
Census Block	2017
Census Tract	742700

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4357 SAINT ANDREWS ST, HOWELL, MI 48843-9479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAFCU
Jul 31, 2017	Warranty Deed, Transfer PREMIA RELOCATION MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	201722187
Prior Transfer Date	Dec 21, 1999
Prior Transfer Doc	0027050451
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4357 SAINT ANDREWS ST, HOWELL, MI 48843-9479
Document Number	0000022827
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4537 SAINT ANDREWS ST HOWELL MI 48843, HOWELL, MI 48843

Mortgage

Document Number	0000022827
Date	Aug 29, 2019
Instrument	22827

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 28, 2029

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jul 31, 2017
Property Address	4357 SAINT ANDREWS ST, HOWELL, MI 48843-9479
Document Number	0000022187
Instrument Date	Jul 21, 2017
Instrument	22187
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	BANKERS TITLE SETTLEMENT SERVICES, BANKERS TITLE SETTLEMENT SVCS

Transaction

Amount	Amount Recorded
Tax	$429.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11481 HEWITT RD BROOKLYN MI 492308983, BROOKLYN, MI 49230-8983

Mortgage

Document Number	21720
Date	Jul 31, 2017
Instrument	21720

Lender

Name	PREMIA RELOCATION MTG
Type	Mortgage Company
Address	TROY, MI 48098-2620

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Genoa Township
Unified School District	Brighton Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,500 (+26.08%)	$613,000 (+26.08%)
2025	$5,466.00 (-3.12%)
2023		$243,100
2021			$486,200
2019	$5,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK POINTE serves 2,000 people · EPA ID MI0001002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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