4357 S 4th St, Luna Pier, MI 48157 Property Records

Monroe County property record for 4357 S 4th St, Luna Pier, MI 48157

Property Summary

Property Type	Single Family Home
Details	1 ba · 980 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$42,000 (Aug 2020)
Tax Bill	$968 (2025)
Deeds & Mortgages	Aug 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`51-140-043-00`

Property Details

APN / Parcel Number

Primary APN	`51-140-043-00`

Interior

Full Baths	1 Bath
Building Area	980 sqft Living Area
1st Floor Area	980 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Lot Area	2,178 sqft (0.05 acres)
Lot Depth	45 ft Depth

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4357 S 4TH ST
City	LUNA PIER
State	MI
Zip	48157-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	855-656 976-275 1052-649 1120-398 1470-641 LAKEWOOD REPLAT LOT 44 & N 7 FT OF LOT 49 4357 4TH ST
Legal Subdivision	LAKEWOOD REP
Jurisdiction	MONROE MI
Township / Civil Division	LUNA PIER
Census Block Group	1
Census Block	1003
Census Tract	833700

Owner

4357 S 4th St is owned and occupied by two individuals who bought it in August 2020.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4357 S 4TH ST, LUNA PIER, MI 48157-9505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020 · Amount on File
Deed Sale	Aug 14, 2020 · Amount on File
Prior Sale	Oct 31, 1995 · Amount on File
Deed Document Number	202016408
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 14, 2020
Property Address	4357 S 4TH ST, LUNA PIER, MI 48157-9505
Document Number	0000016408
Instrument Date	Jul 10, 2020
Instrument	16408
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$361.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4357 S 4TH ST LUNA PIER MI 481579505, LUNA PIER, MI 48157-9505

Tax Assessment & Valuation

The 2025 property tax bill for 4357 S 4th St was $968 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Luna Pier City
Unified School District	Mason Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,900 Building $38,900	$77,800 Building $77,800
2025	$968.00 Homeowner's exemption
2023	$890.00 Homeowner's exemption	$23,700	$47,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4357 S 4th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	577.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	91 (1978–2018)
Most Recent Claim	Apr 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4357 S 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20