Craven County property record for 4357 Onyx Ln, New Bern, NC 28562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,937 sqft · built 2019 |
| Lot Size | 0.516 acres (22,496 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,000 (Sep 2018) |
| Tax Bill | $3,448 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jul 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-104-14-036 |
| Primary APN | 7-104-14-036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,937 sqft Living Area |
| Interior Walls | Finished/Painted |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,496 sqft (0.516 acres) |
| Garage Type | Attached |
| Storage Building | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 122359 |
|---|---|
| Old Parcel Number | 7-104-14-036 |
| Street Address | 4357 ONYX LN |
| City | NEW BERN |
| State | NC |
| Zip | 28562-5749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 36 & 37 CAROLINA COLOURS-BAYBERRY PARK PH I RECOMBINATIO |
| Legal Subdivision | CAROLINA COLOURS |
| Legal Phase | I |
| Legal Lot Number | 36-37 37 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 961003 |
Source: Craven County records · APN 7-104-14-036
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4357 ONYX LN, NEW BERN, NC 28562-5749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jul 24, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BRANCH BANKING AND TRUST CO |
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Sep 21, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on Record |
| Deed Sale | Sep 21, 2018 · Amount on Record |
| Deed Document Number | 0003548368 |
| Deed Book / Page | 3548 / 368 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 4357 ONYX LN, NEW BERN, NC 28562-5749 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 4357 ONYX LN, NEW BERN, NC 28562-5749 |
| Document Number | 03706/1219 |
|---|---|
| Date | Jan 03, 2022 |
| Book Page | 3706/1219 |
| Instrument | 10089446 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 4357 ONYX LN, NEW BERN, NC 28562-5749 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003578/387 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 3578/387 |
| Instrument | 10040901 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 4357 ONYX LN, NEW BERN, NC 28562-5749 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03697/1244 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 3697/1244 |
| Instrument | 10086018 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Sep 21, 2018 |
| Property Address | 4357 ONYX LN, NEW BERN, NC 28562-5749 |
| Document Number | 003548/368 |
| Book / Page | 3548 / 368 |
| Instrument Date | Sep 06, 2018 |
| Instrument | 000010027760 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 PAULA LN, WATERFORD, CT 06385-1521 |
Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,448.00 (+3.14%) | $404,460 (-) Land $70,000 Building $334,460 | $404,460 (-) Land $70,000 Building $334,460 |
| 2023 | $3,343.00 (+2.26%) | $404,460 (+31.34%) Land $70,000 Building $334,460 | $404,460 (+31.34%) Land $70,000 Building $334,460 |
| 2022 | $3,269.00 | $307,960 Land $73,600 Building $234,360 | |
| 2018 | $307,960 Land $73,600 Building $234,360 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 88 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 4 (2012–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Metronet Holdings, Spectrum.
Based on FCC filings for 74 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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