4357 Mount Alverno Rd, Cincinnati, OH 45238 Property Records

Hamilton County property record for 4357 Mount Alverno Rd, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,484 sqft · built 1973
Lot Size	0.204 acres (8,886 sqft)
Owner	Individual Name on Record
Last Sale	$197,500 (Nov 2023)
Tax Bill	$3,358 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540-0012-0417-00`

Property Details

APN / Parcel Number

Primary APN	`540-0012-0417-00`
Alternative APN	`0011088`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,484 sqft Living Area
Gross Area	1,988 sqft
1st Floor Area	456 sqft
2nd Floor Area	1,028 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,886 sqft (0.204 acres)
Lot Dimensions	165 ft deep x 43 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4357 MOUNT ALVERNO RD
City	CINCINNATI
State	OH
Zip	45238-5836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	MT ALVERNO RD 43 X 165.79IRR LOT 124 PAUL MANOR SUB BLK B
Legal Subdivision	PAUL MANOR SUB
Legal Block	B
Legal Lot Number	124
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	2
Census Block	2004
Census Tract	21422

Owner

Source: Hamilton County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4357 MOUNT ALVERNO RD, CINCINNATI, OH 45238-5836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Nov 8, 2023	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Apr 4, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2023 · Amount on Record
Deed Sale	Nov 8, 2023 · Amount on Record
Prior Sale	May 1, 1998 · Amount on Record
Deed Document Number	202379326
Deed Book / Page	15039 / 355
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 27, 2026
Property Address	4357 MOUNT ALVERNO RD, CINCINNATI, OH 45238-5836
Document Number	0000041454
Book / Page	15674 / 1848
Instrument Date	May 18, 2026
Instrument	202641454
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PROMINENCE TITLE, PROMINENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4357 MOUNT ALVERNO RD, CINCINNATI, OH 45238-5836

Mortgage

Document Number	0000041454,
Date	May 27, 2026
Book Page	15674/1848
Instrument	202641454

Lender

Name	GUARDIAN SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 8, 2023
Property Address	4357 MOUNT ALVERNO RD, CINCINNATI, OH 45238-5836
Document Number	0000079326
Book / Page	15039 / 355
Map Reference	MB 33 PG 52&53
Instrument Date	Nov 2, 2023
Instrument	2023-0079326
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4357 MOUNT ALVERNO RD, CINCINNATI, OH 45238-5836

Mortgage

Document Number	0000079327
Date	Nov 8, 2023
Instrument	2023-0079327

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4357 MOUNT ALVERNO RD, CINCINNATI, OH 45238-5836
Document Number	0000036051
Instrument Date	Apr 4, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4357 MOUNT ALVERNO RD CINCINNATI OH 452385836, CINCINNATI, OH 45238-5836

Mortgage

Document Number	0000036051
Date	Apr 17, 2020
Book Page	014149/001354
Instrument	36051

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Apr 16, 2040

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,358.00 (+2.5%)	$56,564 (-) Land $8,540 Building $48,024	$161,610 (-) Land $24,400 Building $137,210
2024	$3,276.00 (-0.3%)	$56,564 (-) Land $8,540 Building $48,024
2023	$3,286.00 (+31.07%)	$56,564 (+47.41%) Land $8,540 Building $48,024	$161,610 (+47.41%) Land $24,400 Building $137,210
2022	$2,507.00 Homeowner's exemption	$38,371 Land $8,327 Building $30,044
2020			$109,630 Land $23,790 Building $85,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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