Palm Beach County property record for 4357 Legacy Ct, Delray Beach, FL 33445
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3 ba · 1,951 sqft · built 2003 |
| Lot Size | 0.05 acres (2,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $256,500 (Apr 2017) |
| Tax Bill | $4,298 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-42-46-13-38-000-0180 |
| Primary APN | 12-42-46-13-38-000-0180 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,951 sqft Living Area |
| Gross Area | 2,195 sqft |
| 1st Floor Area | 882 sqft |
| Upper Floors Area | 1,069 sqft |
| Year Built | Built 2003 |
|---|---|
| Construction Type | Concrete Block |
| Lot Area | 2,200 sqft (0.05 acres) |
| Garage Area | 209 sqft |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Street Address | 4357 LEGACY CT |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33445-3811 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LEGACY LT 18 |
| Legal Range | 42E |
| Legal Township | 46S |
| Legal Section | 13 |
| Legal Subdivision | LEGACY |
| Legal Lot Number | 18 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 6907 |
Source: Palm Beach County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4357 LEGACY CT, DELRAY BEACH, FL 33445-3811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 17, 2017 | Warranty Deed, Transfer · Conventional with PMI NATIONWIDE HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2017 · Amount on Record |
| Deed Sale | Apr 17, 2017 · Amount on Record |
| Prior Sale | Jan 2, 2014 · Amount on Record |
| Deed Document Number | 20170134012 |
| Deed Book / Page | 29021 / 1389 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 4357 LEGACY CT, DELRAY BEACH, FL 33445-3811 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4357 LEGACY CT, DELRAY BEACH, FL 33445-3811 |
| Document Number | 0333321627 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 33332/1627 |
| Instrument | 20220082775 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 4357 LEGACY CT, DELRAY BEACH, FL 33445-3811 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4357 LEGACY CT, DELRAY BEACH, FL 33445-3811 |
| Document Number | 0327790614 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 32779/614 |
| Instrument | 20210378292 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Apr 17, 2017 |
| Property Address | 4357 LEGACY CT, DELRAY BEACH, FL 33445-3811 |
| Document Number | 0290211389 |
| Book / Page | 029021 / 001389 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 134012 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2017 |
| Title Company | LA ROSA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,809.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4357 LEGACY CT DELRAY BEACH FL 334453811, DELRAY BEACH, FL 33445-3811 |
| Document Number | 290211391 |
|---|---|
| Date | Apr 17, 2017 |
| Book Page | 029021/001391 |
| Instrument | 134013 |
| Name | NATIONWIDE HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | FORT LAUDERDALE, FL 33304 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2047 |
Source: Palm Beach County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | Delray Beach City |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,298.00 (+7.34%) Homeowner's exemption | $257,914 (+5.99%) | $380,000 (+4.11%) Building $380,000 |
| 2023 | $4,004.00 (+0.73%) Homeowner's exemption | $243,345 (+3%) | $365,000 (+8.29%) Building $365,000 |
| 2022 | $3,975.00 Homeowner's exemption | $236,257 | $337,050 Building $337,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 99 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 5 (1979–2014) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jan 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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