Whatcom County property record for 4357 King Mountain Rd, Bellingham, WA 98226
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1993 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,180 (2025) |
| Deeds & Mortgages | Apr 2022 Reverse Mortgage May 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 380308-140345-0000 |
| Primary APN | 380308-140345-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,404 sqft Living Area |
| Gross Area | 2,268 sqft |
| 1st Floor Area | 1,404 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 1,336 sqft |
| Storage Building | 2,112 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 56013 |
|---|---|
| Street Address | 4357 KING MOUNTAIN RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-8726 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R5A |
| Legal Description | THAT PTN OF TR LY NWLY OF KING MOUNTAIN RD CONV WHATCOM CO UNDER AF 1587730 DAF-BEG AT SE COR OF NW 1/4-TH N 67 RODS-TH W 40 RODS-TH S 14 RODS-TH W 40 RODS-TH S 53 RODS-TH E TO POB-EXC ALL MIN RTS AS RES AF 1291733-IN VOL 286-D-107 93 SELLEBRATION S# |
| Legal Range | 03 |
| Legal Township | 38 |
| Legal Section | 08 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 102 |
4357 King Mountain Rd, a mobile home, is owned and occupied by two individuals who acquired it in August 2021.
Source: Whatcom County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4357 KING MOUNTAIN RD, BELLINGHAM, WA 98226-8726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2022 | Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP |
| May 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| May 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Apr 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SOUND CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 26, 2021 |
| Transfer Doc | 0000000505 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Apr 6, 2022 |
| Property Address | 4357 KING MOUNTAIN RD, BELLINGHAM, WA 98226-8726 |
| Document Number | 0000400505 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 2022-0400505 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4357 KING MOUNTAIN RD, BELLINGHAM, WA 98226-8726 |
| Document Number | 0000400506 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 2022-0400506 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 904 Months |
| Due | Aug 26, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.24% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2021 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.24% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 4357 KING MOUNTAIN RD, BELLINGHAM, WA 98226-8726 |
| Document Number | 2190601227 |
| Instrument Date | May 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4357 KING MOUNTAIN RD BELLINGHAM WA 982268726, BELLINGHAM, WA 98226-8726 |
| Document Number | 2190601227 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 601227 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 936 Months |
| Due | Jun 11, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.43% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 4357 KING MOUNTAIN RD, BELLINGHAM, WA 98226-8726 |
| Document Number | 2190601226 |
| Instrument Date | May 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | AMERICAN MORTGAGE SETTLEMENT SERVICES, AMERICAN MTG SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4357 KING MOUNTAIN RD BELLINGHAM WA 982268726, BELLINGHAM, WA 98226-8726 |
| Document Number | 2190601226 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 601226 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 936 Months |
| Due | Jun 11, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.43% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 4357 KING MOUNTAIN RD, BELLINGHAM, WA 98226-8726 |
| Document Number | 2170402831 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4357 KING MOUNTAIN RD BELLINGHAM WA 982268726, BELLINGHAM, WA 98226-8726 |
| Document Number | 2170402831 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 402831 |
| Name | SOUND CMNTY BK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 26, 2032 |
The 2025 property tax bill for 4357 King Mountain Rd was $1,180 with a senior citizen's exemption.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,180.00 Senior Citizen's exemption | $493,662 Land $242,171 Building $251,491 | $493,662 Land $242,171 Building $251,491 |
| 2022 | $353,252 Land $165,000 Building $188,252 | $430,528 Land $211,200 Building $219,328 | |
| 2021 | $3,089.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4357 King Mountain Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4357 King Mountain Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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