Clay County property record for 4357 Eli Whitney Dr, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,736 sqft · built 1985 |
| Lot Size | 1.3 acres (56,671 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Sep 2025) |
| Tax Bill | $3,428 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-05-24-005966-002-47 |
| Primary APN | 10-05-24-005966-002-47 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| 1st Floor Area | 1,736 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 56,671 sqft (1.3 acres) |
| Lot Dimensions | 383 ft deep x 148 ft wide |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 48 sqft |
| Patio Area | 128 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4357 ELI WHITNEY DR |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | LOT 47 GINHOUSE LANDING UNIT 1 AS REC OR 4099 PG 487 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 10 |
| Legal Subdivision | GINHOUSE LANDING UNIT 1 |
| Legal Lot Number | 47 |
| Legal Unit | 1AS |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30103 |
Source: Clay County assessment roll, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4357 ELI WHITNEY DR, MIDDLEBURG, FL 32068-5015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 19, 2025 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 2, 2018 | Warranty Deed, Transfer · Conventional with PMI VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on Record |
| Deed Sale | Sep 19, 2025 · Amount on Record |
| Prior Sale | Jul 2, 2018 · Amount on Record |
| Deed Document Number | 202544442 |
| Deed Book / Page | 4970 / 1741 |
| Prior Transfer Date | Jan 18, 2002 |
| Prior Transfer Doc | 0000016055 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 19, 2025 |
| Property Address | 4357 ELI WHITNEY DR, MIDDLEBURG, FL 32068-5015 |
| Document Number | 0049701741 |
| Book / Page | 4970 / 1741 |
| Map Reference | MB 18 PG 69 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2025044442 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | TRADEMARK TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1870 HARRELL RD, GREEN COVE SPRINGS, FL 32043-8800 |
| Name | Verified Name |
|---|---|
| Address | 4357 ELI WHITNEY DR, MIDDLEBURG, FL 32068-5015 |
| Document Number | 0049701743 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 4970/1743 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jul 2, 2018 |
| Property Address | 4357 ELI WHITNEY DR, MIDDLEBURG, FL 32068-5015 |
| Document Number | 0040990487 |
| Book / Page | 004099 / 000487 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 34013 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4357 ELI WHITNEY DR MIDDLEBURG FL 320685015, MIDDLEBURG, FL 32068-5015 |
| Document Number | 40990489 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 004099/000489 |
| Instrument | 34014 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,428.00 (+7.43%) | $241,137 (+1.01%) Land $50,000 Building $191,137 | $241,137 (+1.01%) Land $50,000 Building $191,137 |
| 2024 | $3,191.00 (-4.43%) | $238,737 (+4.23%) Land $50,000 Building $188,737 | $238,737 (+4.23%) Land $50,000 Building $188,737 |
| 2023 | $3,339.00 (+19.34%) | $229,055 (+24.85%) Land $50,000 Building $179,055 | $229,055 (+24.85%) Land $50,000 Building $179,055 |
| 2022 | $2,798.00 | $183,465 Land $35,000 Building $148,465 | $183,465 Land $35,000 Building $148,465 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 54 (1991–2017) |
| Claims Outside the SFHA | 12 of 54 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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