Hernando County property record for 4357 Crosswhite Ct, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,139 sqft · built 2007 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Apr 2024) |
| Tax Bill | $8,030 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R09-223-18-3601-0070-0480 |
| Primary APN | R09-223-18-3601-0070-0480 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,139 sqft Living Area |
| Gross Area | 3,960 sqft |
| 1st Floor Area | 2,656 sqft |
| Upper Floors Area | 483 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 608 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 213 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01528537 |
|---|---|
| Street Address | 4357 CROSSWHITE CT |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-0590 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STERLING HILL PH 1A BLK 7 LOT 48 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | STERLING HILL PH 1A |
| Legal Block | 7 |
| Legal Lot Number | 48 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 40908 |
Source: Hernando County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4357 CROSSWHITE CT, SPRING HILL, FL 34609-0590 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Apr 22, 2024 | Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU |
| May 24, 2022 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Aug 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC |
| Nov 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2024 · Amount on Record |
| Deed Sale | Apr 22, 2024 · Amount on Record |
| Prior Sale | Aug 23, 2021 · Amount on Record |
| Deed Document Number | 202421702 |
| Deed Book / Page | 4411 / 559 |
| Prior Transfer Date | Jun 21, 2007 |
| Prior Transfer Doc | 0024701201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 22, 2024 |
| Property Address | 4357 CROSSWHITE CT, SPRING HILL, FL 34609-0590 |
| Document Number | 0044110559 |
| Book / Page | 4411 / 559 |
| Map Reference | MB 34 PG 9-20 |
| Instrument Date | Mar 27, 2024 |
| Instrument | 2024021702 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4224 BRAMBLEWOOD LOOP, SPRING HILL, FL 34609-0670 |
| Name | Verified Name |
|---|---|
| Address | 4357 CROSSWHITE CT, SPRING HILL, FL 34609-0590 |
| Document Number | 0004411561 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 4411/561 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Apr 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 1-Year T-Bill |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4357 CROSSWHITE CT, SPRING HILL, FL 34609-0590 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0041751411 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 4175/1411 |
| Instrument | 2022041082 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 23, 2021 |
| Property Address | 4357 CROSSWHITE CT, SPRING HILL, FL 34609-0590 |
| Document Number | 0040440858 |
| Book / Page | 4044 / 858 |
| Map Reference | MB 34 PG 9-20 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021062924 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7502 YACHTSMAN DR, 7502, HUDSON, FL 34667-3971 |
| Name | Verified Name |
|---|---|
| Address | 4357 CROSSWHITE CT, SPRING HILL, FL 34609-0590 |
| Investor | Possibly a Property Investor |
| Document Number | 4044860 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 4044/860 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4357 CROSSWHITE CT, SPRING HILL, FL 34609-0590 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0039131955 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 3913/1955 |
| Instrument | 2020072338 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Sep 1, 2035 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,030.00 (+29.35%) | $415,492 (-7.34%) Land $19,470 Building $372,891 | $415,492 (-7.34%) Land $19,470 Building $372,891 |
| 2023 | $448,387 (+15.61%) Land $81,696 Building $366,691 | ||
| 2022 | $6,208.00 | $387,861 Land $15,444 Building $372,417 | $448,387 Land $19,470 Building $428,917 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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