4356 Teal Cir, Gloucester, VA 23061 Property Records

Gloucester County property record for 4356 Teal Cir, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,939 sqft · built 1996
Lot Size	2.25 acres (98,010 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,487 (2026)
Deeds & Mortgages	May 2019 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31430`

Property Details

APN / Parcel Number

Primary APN	`31430`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,939 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	98,010 sqft (2.25 acres)
Garage Area	1,196 sqft
Porch	Slab
Deck Area	727 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4356 TEAL CIR
City	GLOUCESTER
State	VA
Zip	23061-3652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	CARTER'S COVE SEC 8 LOT 9 CARTER CREEK
Legal Subdivision	PLAT: PB21 495
Legal Lot Number	9
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	4
Census Block	4005
Census Tract	100302

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4356 TEAL CIR, GLOUCESTER, VA 23061-3652
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 6, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Jun 7, 2018	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4356 TEAL CIR, GLOUCESTER, VA 23061-3652
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001872
Date	May 6, 2019
Instrument	190001872

Lender

Name	SUNTRUST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 18, 2049

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4356 TEAL CIR, GLOUCESTER, VA 23061-3652
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180002457
Date	Jun 7, 2018
Instrument	180002457

Lender

Name	NATIONSTAR MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,487.00 (+11.28%)	$769,590 (+17.18%) Land $240,760 Building $528,830	$769,590 (+17.18%) Land $240,760 Building $528,830
2025	$4,032.00 (+5.33%)	$656,740 (-) Land $211,130 Building $445,610	$656,740 (-) Land $211,130 Building $445,610
2024	$3,828.00	$656,740 (-) Land $211,130 Building $445,610	$656,740 (-) Land $211,130 Building $445,610
2023	$3,828.00 (-0.05%)	$656,740 (+24.29%) Land $211,130 Building $445,610	$656,740 (+24.29%) Land $211,130 Building $445,610
2022	$3,830.00	$528,390 Land $196,880 Building $331,510	$528,390 Land $196,880 Building $331,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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