Charlevoix County property record for 4356 Smith St, Walloon Lake, MI 49796
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,824 sqft |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $77,000 (Nov 1999) |
| Tax Bill | $1,990 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-721-042-10 |
| Primary APN | 010-721-042-10 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Basement Area | 1,000 sqft |
| Unfinished Basement | 1,000 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,424 sqft (0.4 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4356 SMITH ST |
|---|---|
| City | WALLOON LAKE |
| State | MI |
| Zip | 49796 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LEE & MONTAGUE'S 2ND ADD TO TALCOTT LOTS 42 & 43 91SP 1190 FROM 721-042-00 |
| Legal Range | 05 |
| Legal Township | 33 |
| Legal Section | 09 |
| Legal Subdivision | MONTAGUE'S 2ND ADD |
| Legal Lot Number | 42-43 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | MELROSE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 200 |
4356 Smith St is owned and occupied by an individual who bought it in November 1999.
Source: Charlevoix County records, as of June 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 574, PETOSKEY, MI 49770-0574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 1999 · Amount on File |
| Deed Sale | Nov 16, 1999 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4356 Smith St was $1,990 with a homeowner's exemption, up 1.9% from the year before.
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| County Subdivision | Melrose Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,000 (+6.12%) | $350,000 (+6.12%) | |
| 2025 | $1,990.00 (+1.89%) Homeowner's exemption | $164,900 | $329,800 |
| 2024 | $1,953.00 | ||
| 2023 | $128,600 | $257,200 | |
| 2022 | $1,773.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4356 Smith St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4356 Smith St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Truestream.
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