4356 Indian Deer Rd, Windermere, FL 34786 Property Records

Orange County property record for 4356 Indian Deer Rd, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,839 sqft · built 2006
Lot Size	0.285 acres (12,423 sqft)
Owner	2 Individual Names on File
Last Sale	$705,000 (May 2022)
Tax Bill	$11,421 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-23-27-8394-01-640`

Property Details

APN / Parcel Number

Primary APN	`10-23-27-8394-01-640`
Alternative APNs	`272310839401640` `137704` `138559` `140074`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,839 sqft Living Area
Gross Area	4,220 sqft
1st Floor Area	1,676 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2013
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,423 sqft (0.285 acres)
Garage Type	Attached
Garage Area	862 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4356 INDIAN DEER RD
City	WINDERMERE
State	FL
Zip	34786-3181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SUMMERPORT PHASE 5 58/124 LOT 164
Legal Range	27E
Legal Township	23S
Legal Section	10
Legal Subdivision	SUMMERPORT PH 5
Legal Phase	5
Legal Tract	8394
Legal Block	1
Legal Lot Number	164
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2013
Census Tract	17114

Owner

4356 Indian Deer Rd is owned by two individuals who bought it in May 2022.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	317 1ST ST, KIRKLAND, WA 98033-6129
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on File
Deed Sale	May 24, 2022 · Amount on File
Prior Sale	Jul 22, 2010 · Amount on File
Deed Document Number	2022328580
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 24, 2022
Property Address	4356 INDIAN DEER RD, WINDERMERE, FL 34786-3181
Document Number	0000328580
Map Reference	MB 58 PG 124-134
Instrument Date	May 13, 2022
Instrument	20220328580
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	EQUITABLE TITLE/CELEBRATION, EQUITABLE TTL OF CELEBRATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 MARMAC DR, 31, ST CATHANES XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 1ST ST, KIRKLAND, WA 98033-6129

Mortgage

Document Number	0000328581
Date	May 24, 2022
Instrument	20220328581

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4356 Indian Deer Rd was $11,421, up 6.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$666,510 (-0.16%) Land $140,000 Building $526,510	$666,510 (-0.16%) Land $140,000 Building $526,510
2025	$11,421.00 (+6.92%)	$667,560 Land $133,000 Building $534,560	$667,560 Land $133,000 Building $534,560
2024	$10,682.00 (+15.66%)
2023	$9,236.00 (+32.57%)	$563,441 (+25.61%) Land $133,000 Building $430,441	$563,441 (+25.61%) Land $133,000 Building $430,441
2022	$6,967.00	$448,549 Land $118,750 Building $329,799	$448,549 Land $118,750 Building $329,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4356 Indian Deer Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4356 Indian Deer Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20