4355 W Calvary Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4355 W Calvary Rd, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.25 ba · 1,536 sqft · built 1990
Lot Size0.934 acres (40,683 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Mar 2023)
Tax Bill$3,480 (2026)
Deeds & MortgagesMar 2023 Sale & Mortgage
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN520-0070-00280

Property Details

APN / Parcel Number

Primary APN520-0070-00280
Alternative APNs
  • 1123143
  • 1145748

Interior

Bedrooms4 Beds
Full Baths2.25 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,536 sqft Gross Area
1st Floor Area864 sqft
Basement Area672 sqft
Finished Basement672 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area40,683 sqft (0.934 acres)
Deck Area16 sqft
Storage Building156 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1145748
Street Address4355 W CALVARY RD
CityDULUTH
StateMN
Zip55803-1203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionLOT: 0015 BLOCK:017 SERIAL #
Legal SubdivisionCOES 2ND ADDITION TO INGLESIDE PARK
Legal Block17
Legal Lot Number15
JurisdictionST LOUIS MN
Township / Civil DivisionRICE LAKE
Census Block Group2
Census Block2019
Census Tract10400

Owner

4355 W Calvary Rd is owned and occupied by an individual who bought it in March 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address4355 W CALVARY RD, DULUTH, MN 55803-1203
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2023Warranty Deed, Transfer · Conventional Mortgage
BELL BANK
Dec 16, 2021Warranty Deed, Transfer · VA Mortgage
HANCOCK MORTGAGE PARTNERS LLC
Dec 11, 2020Grant Deed, Transfer
NORTH SHORE TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 14, 2023 · Amount on File
Deed SaleMar 14, 2023 · Amount on File
Prior SaleDec 16, 2021 · Amount on File
Deed Document Number20231066693
Prior Transfer DateMay 2, 2005
Prior Transfer Doc0000797512
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMar 14, 2023
Property Address4355 W CALVARY RD, DULUTH, MN 55803-1203
Document Number0001066693
Instrument DateMar 6, 2023
Instrument1066693
Transaction TypeTransfer
Record UpdatedMay 5, 2023
Title CompanyNOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$940.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4355 W CALVARY RD, RICE LAKE, MN 55803-1203

Mortgage

Document Number0001066694
DateMar 14, 2023
Instrument1066694
Lender
NameBELL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 16, 2021
Property Address4355 W CALVARY RD, DULUTH, MN 55803-1203
Document Number0001051006
Instrument DateDec 6, 2021
Instrument1051006
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$867.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4355 W CALVARY RD, RICE LAKE, MN 55803-1203

Mortgage

Document Number0001051007
DateDec 16, 2021
Instrument1051007
Lender
NameHANCOCK MORTGAGE PARTNERS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateDec 11, 2020
Property Address4355 W CALVARY RD, DULUTH, MN 55803-1203
Document Number00T1033557
Instrument DateNov 20, 2020
InstrumentT1033557
Transaction TypeTransfer
Record UpdatedJan 11, 2021
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount on Record
Tax$429.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5170 GORTIN RD DULUTH MN 558039303, DULUTH, MN 55803-9303

Tax Assessment & Valuation

The 2026 property tax bill for 4355 W Calvary Rd was $3,480 with a homeowner's exemption, up 3.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,480.00 (+3.69%) Homeowner's exemption
2025$3,356.00 (+1.82%) Homeowner's exemption$279,700 (+0.07%) Land $39,000 Building $240,700$279,700 (+0.07%) Land $39,000 Building $240,700
2024$3,296.00$279,500 Land $38,800 Building $240,700$279,500 Land $38,800 Building $240,700
2022$237,600 Land $37,000 Building $200,600$237,600 Land $37,000 Building $200,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4355 W Calvary Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4355 W Calvary Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on W Calvary Rd

Nearby Streets

Search Property Records by Address or Parcel Number