Okaloosa County property record for 4355 Stonebridge Rd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,136 sqft · built 1999 |
| Lot Size | 0.821 acres (35,765 sqft) |
| Owner | Company Name on File |
| Last Sale | $780,000 (Sep 2018) |
| Deeds & Mortgages | Aug 2026 Transfer Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9755-2 |
| Primary APN | C56-000-589-9755-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,136 sqft Living Area |
| Gross Area | 4,721 sqft |
| 1st Floor Area | 3,136 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 35,765 sqft (0.821 acres) |
| Garage Type | Attached |
| Garage Area | 842 sqft |
| Porch | Slab |
| Porch Area | 743 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4355 STONEBRIDGE RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEBRIDGE PHI @ KELLY PLNTN LOT 3 BLK GG |
| Legal Subdivision | STONEBRIDGE PHI @ KELLY PLNTN |
| Legal Phase | 1 |
| Legal Block | GG |
| Legal Lot Number | 3 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 23304 |
4355 Stonebridge Rd is owned by a company that acquired it in February 2025.
Source: Okaloosa County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4355 STONEBRIDGE RD, DESTIN, FL 32541-3463 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Aug 28, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 16, 2019 | Deed of Trust, Mortgage · VA Mortgage FORTHRIGHT FUNDING CORP |
| Sep 13, 2018 | Warranty Deed, Transfer VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2018 · Amount on File |
| Deed Sale | Sep 13, 2018 · Amount on File |
| Deed Document Number | 20183231967 |
| Deed Book / Page | 3367 / 1653 |
| Last Transfer Date | Feb 26, 2025 |
| Transfer Doc | 0003835924 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 28, 2026 |
| Property Address | 4355 STONEBRIDGE RD, DESTIN, FL 32541-3463 |
| Document Number | 0003835924 |
| Instrument Date | Feb 26, 2025 |
| Instrument | 20263835924 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 4355 STONEBRIDGE RD, DESTIN, FL 32541-3463 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4355 STONEBRIDGE RD, DESTIN, FL 32541-3463 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0035584876 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 3558/4876 |
| Instrument | 3469925 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4355 STONEBRIDGE RD, DESTIN, FL 32541-3463 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0034090845 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 3409/0845 |
| Instrument | 3291592 |
| Name | FORTHRIGHT FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85255 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 13, 2018 |
| Property Address | 4355 STONEBRIDGE RD, DESTIN, FL 32541-3463 |
| Document Number | 0033671653 |
| Book / Page | 003367 / 001653 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 3231967 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,460.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4355 STONEBRIDGE RD DESTIN FL 325413463, DESTIN, FL 32541-3463 |
| Document Number | 33671655 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 003367/001655 |
| Instrument | 3231968 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 12, 2048 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $624,216 | $957,080 Land $247,419 Building $709,661 | |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $588,955 | $874,806 Land $217,958 Building $656,848 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4355 Stonebridge Rd in Zone X, an area of minimal flood risk, though there have been 124 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 117 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 460 units insured incl. 343 condo units |
| Nearby Flood Claims | 124 (1988–2020) |
| Claims Outside the SFHA | 83 of 124 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 1999) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4355 Stonebridge Rd is moderate, ranking above 55% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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