1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Southern Vista Loop

4355 Southern Vista Loop, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4355 Southern Vista Loop, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,075 sqft · built 2021
Lot Size0.13 acres (5,662 sqft)
OwnerIndividual Name on File
Last Sale$406,500 (Jan 2022)
Tax Bill$5,174 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-26-30-0666-0001-0450

Property Details

APN / Parcel Number

Primary APN13-26-30-0666-0001-0450
Alternative APN
  • 263013066600010450

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,075 sqft Living Area
Gross Area2,782 sqft
1st Floor Area2,075 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area528 sqft
PorchFinished/Open Porch
Porch Area179 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4355 SOUTHERN VISTA LOOP
CitySAINT CLOUD
StateFL
Zip34772-6881
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES PH 3B PB 30 PGS 147-152 LOT 45
Legal Range30E
Legal Township26S
Legal Section13
Legal SubdivisionSOUTHERN PINES UNIT 3B RICHMOND HOMES
Legal Phase3B
Legal Lot Number45
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43303

Owner

4355 Southern Vista Loop is owned and occupied by an individual who bought it in January 2022.

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4355 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6881
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2022 · Amount on File
Deed SaleJan 24, 2022 · Amount on File
Deed Document Number202211953
Deed Book / Page6134 / 1766
Record UpdatedSep 20, 2026

January 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 24, 2022
Property Address4355 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6881
Document Number0061341766
Book / Page6134 / 1766
Map ReferenceMB 30 PG 147-152
Instrument DateDec 29, 2021
Instrument2022011953
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyDO NO USE, AMERICAN HOME T&E CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,845.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2822 COMMERCE PARK DR STE 100, 100, ORLANDO, FL 32819-8636

Transferred To (Grantee/Buyer)

NameVerified Name
Address4355 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6881

Mortgage

Document Number0061341767
DateJan 24, 2022
Instrument6134/1767
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,174.00 (+3.42%) Homeowner's exemption$331,974 (+5.99%)$364,100 (-2.96%) Land $75,000 Building $289,100
2024$5,003.00 (+2.48%)
2023$4,882.00 (+3.41%) Homeowner's exemption$313,223 (+3%)$375,200 (+23.38%) Land $60,000 Building $315,200
2022$4,721.00 Homeowner's exemption$304,100 Land $45,000 Building $259,100$304,100 Land $45,000 Building $259,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4355 Southern Vista Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 133 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4355 Southern Vista Loop is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

Nearby Properties on Southern Vista Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures