San Diego County property record for 4355 Saint Cloud Way, Unit 1, Oceanside, CA 92056 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Architecture Style | Condo/Apartment |
| Year Built | Built 2019 |
| Square Footage | 1,685 sqft Living Area |
| Occupancy | Owner Occupied |
| Last Sale | $590,000 (2019) |
| Tax Bill | $7,976.00 (2025) |
Source: San Diego County records · APN 160-691-09-21
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4355 SAINT CLOUD WAY, 1, OCEANSIDE, CA 92056-5786 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 31, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 31, 2019 · Amount on Record |
| Deed Sale | Dec 31, 2019 · Amount on Record |
| Deed Doc Number | 2019615121 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4355 SAINT CLOUD WAY UNIT 1, 1, OCEANSIDE, CA 92056-5786 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 4355 SAINT CLOUD WAY 1, 1, OCEANSIDE, CA 92056-5786 |
| Document Number | 0000176361 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 2021-0176361 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 31, 2019 |
| Property Address | 4355 SAINT CLOUD WAY UNIT 1, 1, OCEANSIDE, CA 92056-5786 |
| Document Number | 0000615121 |
| Map Reference | MAP 15691 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 2019-0615121 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE CO HSD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4355 SAINT CLOUD WAY UNIT 1, 1, OCEANSIDE, CA 92056-5786 |
| Document Number | 0000615122 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 2019-0615122 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jan 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $657,989 (+2%) Land $256,566 Building $401,423 | |
| 2025 | $7,976.00 (+5.07%) | $645,088 (+4.04%) Land $251,536 Building $393,552 |
| 2023 | $7,591.00 (+1.58%) | $620,040 Land $241,769 Building $378,271 |
| 2022 | $7,473.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 160-691-09-21 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,685 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Condo/Apartment Style |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4355 SAINT CLOUD WAY, 1 |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-5786 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 5 US 188 PER DOC18-0382126&UND INT IN PHASE 7 TR 015691 |
| Legal Subdivision | ST CLOUD/OCEAN RANCH |
| Legal Tract | 015691 |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 18522 |
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