4355 Rudyard Kipling Rd, Elgin, IL 60124 Property Records

Kane County property record for 4355 Rudyard Kipling Rd, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$370,500 (Mar 2017)
Tax Bill$14,419 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Aug 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN05-26-403-004

Property Details

APN / Parcel Number

Primary APN05-26-403-004

Exterior

Lot Area13,939 sqft (0.32 acres)

Location & Zoning

Street Address4355 RUDYARD KIPLING RD
CityELGIN
StateIL
Zip60124-8643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEBROOK UNIT NO 1 LT 73
Legal SubdivisionSTONEBROOK
Legal Block1
Legal Lot Number73
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1044
Census Tract850709

Owner

Source: Kane County records · APN 05-26-403-004

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4355 RUDYARD KIPLING RD, ELGIN, IL 60124-8643
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Deed of Trust, Mortgage · Line of Credit
MILLENNIUM BANK
Aug 31, 2018Deed of Trust, Mortgage · Commercial Mortgage
MILLENNIUM BANK
Dec 23, 2021Intrafamily Transfer, Transfer
Feb 13, 2020Loan Modification, Mortgage · Conventional Mortgage
MILLENNIUM BK
Mar 29, 2017Warranty Deed, Transfer · Conventional Mortgage
TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 29, 2017 · Amount on Record
Deed SaleMar 29, 2017 · Amount on Record
Prior SaleJul 23, 2015 · Amount on Record
Deed Document Number201715750
Last Transfer DateNov 19, 2021
Transfer Doc0000095311
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address4355 RUDYARD KIPLING RD, ELGIN, IL 60124-8643
Transaction TypeMortgage
Record UpdatedOct 06, 2022
Title CompanyPTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048228
DateSep 30, 2022
Instrument2022K048228
Lender
NameMILLENNIUM BANK
TypeBank
AddressDES PLAINES, IL 60016
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address4355 RUDYARD KIPLING RD, ELGIN, IL 60124-8643
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanyPEECISION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043053
DateAug 31, 2018
Instrument2018K043053
Lender
NameMILLENNIUM BANK
TypeBank
AddressDES PLAINES, IL 60016
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateDec 23, 2021
Property Address4355 RUDYARD KIPLING RD, ELGIN, IL 60124-8643
Document Number0000095311
Map ReferenceDOC 2008K021964
Instrument DateNov 19, 2021
Instrument2021K095311
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4355 RUDYARD KIPLING RD, ELGIN, IL 60124-8643

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address4355 RUDYARD KIPLING RD, ELGIN, IL 60124-8643
Document Number0000023508
Instrument DateFeb 13, 2020
Transaction TypeMortgage
Record UpdatedJul 16, 2020
Title CompanyPRECISION TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4355 RUDYARD KIPLING RD ELGIN IL 601248643, ELGIN, IL 60124-8643

Mortgage

Document Number0000023508
DateMay 08, 2020
Instrument23508
Lender
NameMILLENNIUM BK
TypeBank
AddressDES PLAINES, IL 60016
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 29, 2017
Property Address4355 RUDYARD KIPLING RD, ELGIN, IL 60124-8643
Document Number0000015750
Instrument DateFeb 24, 2017
Instrument15750
Transaction TypeTransfer
Record UpdatedMay 03, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$555.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4355 RUDYARD KIPLING RD ELGIN IL 601248643, ELGIN, IL 60124-8643

Mortgage

Document Number15752
DateMar 29, 2017
Instrument15752
Lender
NameTAYLOR MORRISON HOME FUNDING
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 28, 2047
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$14,419.00 (+11.06%) Homeowner's exemption
2024$175,889 (+26.94%) Land $33,165 Building $142,724$527,878 (+26.99%) Land $99,535 Building $428,343
2022$12,983.00 (+3.91%) Homeowner's exemption$138,560 (+7.72%) Land $24,917 Building $113,643$415,680 (+7.72%) Land $74,751 Building $340,929
2021$12,494.00 Homeowner's exemption$128,633 Land $24,072 Building $104,561$385,899 Land $72,216 Building $313,683

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Radiate Holdings.

Based on FCC filings for 125 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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