4355 Riverside Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 4355 Riverside Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,378 sqft · built 1991
Lot Size	0.251 acres (10,950 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jun 2021)
Tax Bill	$1,119 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`40-23-34-335-011`

Property Details

APN / Parcel Number

Primary APN	`40-23-34-335-011`
Alternative APNs	`0087791-501100-6` `10004624719`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,378 sqft Living Area
Gross Area	1,528 sqft
1st Floor Area	1,431 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1991
Architectural Style	Mobile Home
Exterior Material	Composition/Composite
Construction Type	Manufactured
Roof Material	Composition Shingle
Lot Area	10,950 sqft (0.251 acres)
Lot Dimensions	146 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	277 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	427 sqft
Deck Area	208 sqft
Patio Area	484 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004624719
Old Parcel Number	00877915011006
Street Address	4355 RIVERSIDE DR
City	PUNTA GORDA
State	FL
Zip	33982-1725
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MHC
Legal Description	MPS 000 0000 0011 MCKINLEY PARK LT 11 RP0427265-66 1134/501 1276/246 1529/1579 CD2053/724 PR05-74 2624/1229
Legal Range	23E
Legal Township	40S
Legal Section	34
Legal Subdivision	MCKINLEY PARK
Legal Lot Number	11
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	3
Census Block	3003
Census Tract	10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4355 RIVERSIDE DR, PUNTA GORDA, FL 33982-1725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
Jun 4, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Prior Sale	Nov 22, 2011
Deed Document Number	2954572
Deed Book / Page	4779 / 1585
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	4355 RIVERSIDE DR, PUNTA GORDA, FL 33982-1725
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4355 RIVERSIDE DR, PUNTA GORDA, FL 33982-1725

Mortgage

Document Number	0003289970
Date	Jul 12, 2023
Instrument	3289970

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 4, 2021
Property Address	4355 RIVERSIDE DR, PUNTA GORDA, FL 33982-1725
Document Number	0047791585
Book / Page	4779 / 1585
Map Reference	MB 15 PG 62
Instrument Date	Jun 2, 2021
Instrument	2954572
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27457 TIERRA DEL FUEGO CIR, 27457, PUNTA GORDA, FL 33983-5418

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4355 RIVERSIDE DR, PUNTA GORDA, FL 33982-1725

Mortgage

Document Number	47791587
Date	Jun 4, 2021
Instrument	4779/1587

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,119.00 (-42.29%)	$74,195 (-15.95%)	$44,535 (-1.37%) Land $16,335 Building $28,200
2023	$1,939.00 (-11.1%)	$88,278 (-16.39%)	$45,155 (-57.23%) Land $17,078 Building $28,077
2022	$2,181.00	$105,580 Land $11,360 Building $94,220	$105,580 Land $11,360 Building $94,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 193 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	193 in force
Nearby Flood Claims	357 (1982–2026)
Claims Outside the SFHA	5 of 357
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 90 claims Hurricane Helene, Oct 2024 · 60 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband, CenturyLink, T-Mobile.

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