Carroll County property record for 4355 Ridge Rd, Mount Airy, MD 21771
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,044 sqft · built 1974 |
| Lot Size | 0.918 acres (39,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $411,000 (Mar 2021) |
| Tax Bill | $4,068 (2026) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-013660 |
| Primary APN | 09-013660 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,044 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 39,988 sqft (0.918 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 013660 |
|---|---|
| Street Address | 4355 RIDGE RD |
| City | MOUNT AIRY |
| State | MD |
| Zip | 21771-8925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 5 - 39988 SQ FT 4355 RIDGE RD 12-51 SEC OXFORD MEWS |
| Legal Subdivision | OXFORD MEWS SEC 01 |
| Legal Lot Number | 5 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 509002 |
4355 Ridge Rd is owned and occupied by two individuals who bought it in March 2021.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4355 RIDGE RD, MOUNT AIRY, MD 21771-8925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Mar 4, 2021 | Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2021 · Amount on File |
| Deed Sale | Mar 4, 2021 · Amount on File |
| Prior Sale | Mar 4, 2021 · Amount on File |
| Deed Book / Page | 10140 / 244 |
| Transfer Doc | 0000953048 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 4, 2021 |
| Property Address | 4355 RIDGE RD, MOUNT AIRY, MD 21771-8925 |
| Document Number | 0101400244 |
| Book / Page | 10140 / 244 |
| Map Reference | MB 12 PG 51 |
| Instrument Date | Feb 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4355 RIDGE RD, MOUNT AIRY, MD 21771-8925 |
| Document Number | 0010140249 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 10140/249 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 4, 2021 |
| Property Address | 4355 RIDGE RD, MOUNT AIRY, MD 21771-8925 |
| Document Number | 0101400243 |
| Book / Page | 10140 / 243 |
| Map Reference | MB 12 PG 51 |
| Instrument Date | Feb 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4355 RIDGE RD, MOUNT AIRY, MD 21771-8925 |
| Document Number | 0010140248 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 10140/248 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
The 2026 property tax bill for 4355 Ridge Rd was $4,068 with a homeowner's exemption, up 5.5% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,068.00 (+5.5%) Homeowner's exemption | $440,300 | $460,100 Land $196,800 Building $263,300 |
| 2025 | $3,856.00 Homeowner's exemption | ||
| 2023 | $4,048.00 Homeowner's exemption | $358,233 | $400,700 Land $176,700 Building $224,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4355 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4355 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures