4355 Northpoint Cir, Saint Louis, MO 63129 Property Records

St. Louis County property record for 4355 Northpoint Cir, Saint Louis, MO 63129

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,279 sqft · built 2005
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$210,148 (May 2005)
Tax Bill	$4,374 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`31K-11-0664`

Property Details

APN / Parcel Number

Primary APN	`31K-11-0664`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,279 sqft Living Area
Gross Area	2,679 sqft
1st Floor Area	1,096 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	51 ft deep x 51 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	90 sqft
Patio Area	300 sqft
Balcony Area	7 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4355 NORTHPOINT CIR
City	SAINT LOUIS
State	MO
Zip	63129-2387
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SOUTHCREST PLAT TWO LOT 59
Legal Subdivision	SOUTHCREST PLAT TWO
Legal Lot Number	59
Jurisdiction	ST LOUIS MO
Township / Civil Division	TESSON FERRY
Census Block Group	2
Census Block	2006
Census Tract	221332

Owner

4355 Northpoint Cir is owned and occupied by two individuals who bought it in May 2005.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4355 NORTHPOINT CIR, SAINT LOUIS, MO 63129-2387
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit TOGETHER CU
Jan 19, 2023	Deed of Trust, Mortgage · Line of Credit TOGETHER CU
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC
Jun 14, 2019	Deed of Trust, Mortgage · Line of Credit VANTAGE CU
Jun 23, 2017	Deed of Trust, Mortgage · FHA Mortgage HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2005 · Amount on File
Deed Sale	May 25, 2005 · Amount on File
Deed Document Number	20051007
Deed Book / Page	16550 / 2837
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4355 NORTHPOINT CIR, SAINT LOUIS, MO 63129-2387
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4355 NORTHPOINT CIR, SAINT LOUIS, MO 63129-2387

Mortgage

Document Number	2025120100043
Date	Dec 1, 2025
Instrument	2025120100043

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4355 NORTHPOINT CIR, SAINT LOUIS, MO 63129-2387
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4355 NORTHPOINT CIR, SAINT LOUIS, MO 63129-2387

Mortgage

Document Number	2023011900446
Date	Jan 19, 2023
Instrument	2023011900446

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4355 NORTHPOINT CIR, SAINT LOUIS, MO 63129-2387
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0253260740
Date	Jan 13, 2022
Book Page	25326/740
Instrument	2022011300123

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4355 NORTHPOINT CIR, SAINT LOUIS, MO 63129-2387
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	TITLE RESOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4355 NORTHPOINT CIR, SAINT LOUIS, MO 63129-2387

Mortgage

Document Number	0246203551
Date	Jan 28, 2021
Book Page	24620/3551
Instrument	2021012800414

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4355 NORTHPOINT CIR, SAINT LOUIS, MO 63129-2387
Document Number	0235964272
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4355 NORTHPOINT CIR ST LOUIS MO 631292387, ST LOUIS, MO 63129-2387

Mortgage

Document Number	0235964272
Date	Jul 3, 2019
Book Page	023596/004272
Instrument	656

Lender

Name	VANTAGE CU
Address	BRIDGETON, MO 63044

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 2, 2044

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	4355 NORTHPOINT CIR, SAINT LOUIS, MO 63129-2387
Document Number	0225861438
Book / Page	022586 / 001438
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 10, 2017
Title Company	TITLE RSRCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4355 NORTHPOINT CIR ST LOUIS MO 631292387, ST LOUIS, MO 63129-2387

Mortgage

Document Number	0225861438
Date	Jun 28, 2017
Book Page	022586/001438
Instrument	348

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 27, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4355 Northpoint Cir was $4,374, up 2.4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,110 (-) Land $20,540 Building $49,570	$369,000 (-) Land $108,100 Building $260,900
2025	$4,374.00 (+2.41%)	$70,110 Land $20,540 Building $49,570	$369,000 Land $108,100 Building $260,900
2024	$4,271.00 (+1.28%)
2023	$4,217.00 (+21.21%)	$63,650 (+19.76%) Land $11,000 Building $52,650	$335,000 Land $57,900 Building $277,100
2022	$3,479.00	$53,150 Land $9,540 Building $43,610
2021			$279,700 Land $50,200 Building $229,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4355 Northpoint Cir in Zone X, an area of minimal flood risk, though there have been 62 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	62 (1978–2017)
Claims Outside the SFHA	8 of 62
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4355 Northpoint Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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