4355 Lost Creek Dr, McKinney, TX 75071 Property Records

Collin County property record for 4355 Lost Creek Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	3,064 sqft · built 2024
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,029 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-13025-00E-0380-1`

Property Details

APN / Parcel Number

Primary APN	`R-13025-00E-0380-1`
Alternative APNs	`000002888103` `2888103`

Interior

Stories	2 Stories
Building Area	3,064 sqft Living Area
Gross Area	3,591 sqft
1st Floor Area	2,235 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Attached
Garage Area	427 sqft
Porch	Covered Patio/Porch

Location & Zoning

Street Address	4355 LOST CREEK DR
City	MCKINNEY
State	TX
Zip	75071-3233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND LAKES PHASE 1, BLK E, LOT 38
Legal Subdivision	HIGHLAND LAKES PHASE 1 (CMC)
Legal Block	E
Legal Lot Number	38
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	5
Census Block	5005
Census Tract	30301

Owner

4355 Lost Creek Dr is owned and occupied by two individuals who acquired it in August 2024.

Source: Collin County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4355 LOST CREEK DR, MCKINNEY, TX 75071-3233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage ENSURE HOME LOANS LLC
Aug 28, 2024	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2024
Deed Sale	Aug 28, 2024
Deed Document Number	2024105863
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4355 LOST CREEK DR, MCKINNEY, TX 75071-3233
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	THE TITLE SOURCE/TAMPA, THE TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4355 LOST CREEK DR, MCKINNEY, TX 75071-3233

Mortgage

Document Number	2025000126580
Date	Oct 1, 2025
Instrument	2025000126580

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2040

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4355 LOST CREEK DR, MCKINNEY, TX 75071-3233
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4355 LOST CREEK DR, MCKINNEY, TX 75071-3233

Mortgage

Document Number	2025000082145
Date	Jul 1, 2025
Instrument	2025000082145

Lender

Name	ENSURE HOME LOANS LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2040

August 2024: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Aug 28, 2024
Property Address	4355 LOST CREEK DR, MCKINNEY, TX 75071-3233
Document Number	2024000105863
Map Reference	MB 2023 PG 493
Instrument Date	Aug 26, 2024
Instrument	2024000105863
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025
Title Company	PGP TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9111 CYPRESS WATERS BLVD STE 100, 100, COPPELL, TX 75019-4796

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4355 LOST CREEK DR, MCKINNEY, TX 75071-3233

Mortgage

Document Number	2024000105864
Date	Aug 28, 2024
Instrument	2024000105864

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 4355 Lost Creek Dr was $10,029.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,029.00	$639,824 Land $165,000 Building $474,824	$639,824 Land $165,000 Building $474,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4355 Lost Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4355 Lost Creek Dr is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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