4355 Jade St, Apt 3, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4355 Jade St, Apt 3, Capitola, CA 95010

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 890 sqft · built 1972
Lot Size	0.01 acres (436 sqft)
Owner	2 Individual Names on File
Last Sale	$251,000 (Mar 2001)
Tax Bill	$5,425 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`034-621-59`

Property Details

APN / Parcel Number

Primary APN	`034-621-59`
Alternative APNs	`034-621-59-000` `03421328300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	890 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	436 sqft (0.01 acres)
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4355 JADE ST, 3
City	CAPITOLA
State	CA
Zip	95010-3914
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	CAPITOLA SHORES
Legal Lot Number	28
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1022
Census Tract	121701

Owner

4355 Jade St, Apt 3 is owned and occupied by two individuals who bought it in March 2001.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4355 JADE ST, 3, CAPITOLA, CA 95010-3914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jan 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2001 · Amount on File
Deed Sale	Mar 1, 2001 · Amount on File
Prior Sale	Dec 23, 1993 · Amount on File
Deed Document Number	200110422
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4355 JADE ST APT 3, 3, CAPITOLA, CA 95010-3914
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001576
Date	Jan 13, 2017
Instrument	2017-0001576

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Jan 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4355 JADE ST APT 3, 3, CAPITOLA, CA 95010-3914
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATINAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002708
Date	Jan 29, 2018
Instrument	2018-0002708

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 4355 Jade St, Apt 3 was $5,425 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,305 (+2%) Land $229,503 Building $152,802
2025	$5,425.00 Homeowner's exemption	$374,809 Land $225,003 Building $149,806
2023	$4,876.00 (+1.63%) Homeowner's exemption	$360,255 Land $216,266 Building $143,989	$579,780
2022	$4,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4355 Jade St, Apt 3 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4355 Jade St, Apt 3 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

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