4355 Beach Rd, Glouster, OH 45732 Property Records

Morgan County property record for 4355 Beach Rd, Glouster, OH 45732

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1995
Lot Size	3.71 acres (161,738 sqft)
Owner	2 Individual Names on File
Last Sale	$92,500 (Aug 2017)
Tax Bill	$1,438 (2025)
Deeds & Mortgages	Jan 2023 Transfer May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007383-3`

Property Details

APN / Parcel Number

Primary APN	`007383-3`
Alternative APN	`0500017900`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	161,738 sqft (3.71 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	544 sqft
Deck Area	255 sqft
Patio Area	255 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4355 BEACH RD
City	GLOUSTER
State	OH
Zip	45732-9028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R13 T07 S36 SD 21
Legal Subdivision	SUBDIVISION 21 WEST
Jurisdiction	MORGAN OH
Township / Civil Division	HOMER
Census Block Group	3
Census Block	3011
Census Tract	969000

Owner

4355 Beach Rd is owned by two individuals who acquired it in January 2023.

Source: Morgan County records, as of March 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 CORELOGIC DR, WESTLAKE, TX 76262-5310
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Transfer on Death Deed, Transfer
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEMBA FINANCIAL CREDIT UNION INC
Mar 16, 2020	Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC
Aug 7, 2017	Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2017 · Amount on File
Deed Sale	Aug 7, 2017 · Amount on File
Deed Document Number	201764021
Deed Book / Page	228 / 466
Last Transfer Date	Jan 6, 2023
Transfer Doc	00240/2724
Record Updated	Sep 20, 2026

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MORGAN OH
Recording Date	Jan 13, 2023
Property Address	4355 BEACH RD, GLOUSTER, OH 45732-9028
Document Number	00240/2724
Book / Page	240 / 2724
Instrument Date	Jan 6, 2023
Instrument	202300000055
Transaction Type	Transfer
Record Updated	Feb 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN OH
Property Address	4355 BEACH RD, GLOUSTER, OH 45732-9028
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	LANDSEL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	236/4928
Date	May 13, 2021
Book Page	236/4928
Instrument	202100000930

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	143 Months
Due	Apr 1, 2033

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN OH
Property Address	4355 BEACH RD, GLOUSTER, OH 45732-9028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	234/1937
Date	Mar 16, 2020
Book Page	234/1937
Instrument	202000000466

Lender

Name	KEMBA FINANCIAL CREDIT UNION INC
Type	Credit Union
Address	COLUMBUS, OH 43230

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN OH
Recording Date	Aug 7, 2017
Property Address	4355 BEACH RD, GLOUSTER, OH 45732-9028
Document Number	00228/0466
Book / Page	228 / 0466
Instrument Date	Jul 19, 2017
Instrument	201700064021
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1500 SOLANA BLVD BLDG 1, 1, ROANOKE, TX 76262-1720

Mortgage

Document Number	201700064022
Date	Aug 7, 2017
Instrument	201700064022

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.3%
Index	1-Year LIBOR
Max Rate	9.3%

Tax Assessment & Valuation

The 2025 property tax bill for 4355 Beach Rd was $1,438, up 11% from the year before.

Source: Morgan County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Morgan County
County Subdivision	Homer Township
Unified School District	Morgan Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,438.00 (+10.96%)	$44,820 (+11.27%) Land $11,200 Building $33,620
2024	$1,296.00 (+18.36%)	$40,280 (+16.79%) Land $11,200 Building $29,080	$128,050 Land $31,990 Building $96,060
2023	$1,095.00 (-4.7%)	$34,490 (-) Land $9,120 Building $25,370
2022	$1,149.00	$34,490 Land $9,120 Building $25,370
2021			$98,550 Land $26,070 Building $72,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4355 Beach Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4355 Beach Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	100 / 20
Brightspeed DSL	100 / 10

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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