Oakland County property record for 43545 Prospect, Novi, MI 48375
| Property Type | Condominium |
|---|---|
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $423,396 (Feb 2021) |
| Tax Bill | $8,524 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-22-22-404-116 |
| Primary APN | 50-22-22-404-116 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 8,276 sqft (0.19 acres) |
| Street Address | 43545 PROSPECT |
|---|---|
| City | NOVI |
| State | MI |
| Zip | 48375-3030 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-2 |
| Legal Description | T1N, R8E, SEC 22OAKLAND COUNTYCONDOMINIUM PLAN NO 2250EMERSON PARKUNIT 114, BLDG 24L 52612 P |
| Legal Subdivision | EMERSON PARK |
| Legal Unit | 114 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | NOVI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 136602 |
43545 Prospect, a condominium, is owned by two individuals who bought it in February 2021.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 167 WADING BIRD LOOP, BLYTHEWOOD, SC 29016-5909 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2021 · Amount on File |
| Deed Sale | Feb 10, 2021 · Amount on File |
| Deed Document Number | 202136608 |
| Deed Book / Page | 55670 / 589 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 10, 2021 |
| Property Address | 43545 PROSPECT, NOVI, MI 48375-3030 |
| Document Number | 0000036608 |
| Book / Page | 55670 / 589 |
| Map Reference | LB 52242 PG 358 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 36608 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,642.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2800 LIVERNOIS RD STE 300, 300, TROY, MI 48083-1222 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 43545 PROSPECT, NOVI, MI 48375-3030 |
| Document Number | 0055670591 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 55670/591 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 43545 Prospect was $8,524.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Novi City |
| Unified School District | Novi Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,524.00 | ||
| 2023 | $10,945.00 (+54.9%) | $204,980 | $409,960 |
| 2022 | $7,066.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 43545 Prospect in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 43545 Prospect is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NOVI serves 56,780 people · EPA ID MI0004870 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Xfinity.
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