43540 Pendleton Cir, Sterling Heights, MI 48313 Property Records

Macomb County property record for 43540 Pendleton Cir, Sterling Heights, MI 48313

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,456 sqft · built 2004
Owner	2 Individual Names on Record
Last Sale	$251,500 (Apr 2026)
Tax Bill	$1,969 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-10-01-354-001`

Property Details

APN / Parcel Number

Primary APN	`10-10-01-354-001`
Alternative APN	`1001354001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	43540 PENDLETON CIR
City	STERLING HEIGHTS
State	MI
Zip	48313-1987
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2
Legal Description	PENDLETON VILLAGE CONDO MCCP NO 835 UNIT 1
Legal Subdivision	ILLAGE CONDO
Legal Unit	1
Jurisdiction	MACOMB MI
Township / Civil Division	STERLING HEIGHTS
Census Block Group	1
Census Block	1003
Census Tract	232500

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43540 PENDLETON CIR, STERLING HEIGHTS, MI 48313-1987
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage GENISYS CREDIT UNION
Feb 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Aug 23, 2011 · Amount on Record
Deed Document Number	202633258
Deed Book / Page	30599 / 764
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	43540 PENDLETON CIR, STERLING HEIGHTS, MI 48313-1987
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43540 PENDLETON CIR 1, 1, STERLING HEIGHTS, MI 48313-1987

Mortgage

Document Number	2300015797
Date	Mar 1, 2023
Book Page	29023/740
Instrument	202300015797

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jan 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	43540 PENDLETON CIR, STERLING HEIGHTS, MI 48313-1987
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43540 PENDLETON CIR, STERLING HEIGHTS, MI 48313-1987

Mortgage

Document Number	2400098930
Date	Dec 3, 2024
Book Page	29873/514
Instrument	202400098930

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2054

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 7, 2026
Property Address	43540 PENDLETON CIR, STERLING HEIGHTS, MI 48313-1987
Document Number	2600033258
Book / Page	30599 / 764
Instrument Date	Apr 1, 2026
Instrument	202633258
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	ALLEGIANCE, ALLEGIANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218,452.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43540 PENDLETON CIR, STERLING HEIGHTS, MI 48313-1987

Mortgage

Document Number	0000033583,
Date	Apr 7, 2026
Instrument	202633583

Lender

Name	GENISYS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	43540 PENDLETON CIR, STERLING HEIGHTS, MI 48313-1987
Document Number	0000014620
Instrument Date	Feb 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43540 PENDLETON CIR STERLING HEIGHTS MI 483131987, STERLING HEIGHTS, MI 48313-1987

Mortgage

Document Number	0000014620
Date	Feb 12, 2019
Book Page	025807/000597
Instrument	14620

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 11, 2039

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Sterling Heights City
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,700 (+6.57%)	$243,400 (+6.57%)
2025	$1,969.00 (+17.27%) Homeowner's exemption	$114,200 (+14.77%)	$228,400 (+14.77%)
2023		$99,500	$199,000
2022	$1,679.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING HEIGHTS serves 127,000 people · EPA ID MI0006385
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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