Lake County property record for 4354 Washington St, Gary, IN 46408
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,452 sqft · built 1924 |
| Lot Size | 0.131 acres (5,706 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $316,354 (Apr 2026) |
| Tax Bill | $1,339 (2024) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-45-0203-0033 |
| Primary APN | 001-25-45-0203-0033 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,452 sqft Living Area |
| 1st Floor Area | 1,452 sqft |
| Attic | Attic |
| Attic Area | 726 sqft |
| Basement Area | 726 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 5,706 sqft (0.131 acres) |
| Lot Dimensions | 127 ft deep x 45 ft wide |
| View / Lot | Alley |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4354 WASHINGTON ST |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46408-3356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLEY-SEMMES BLVD. HGHTS ALL L.32 BL.2 N2. L.33 BL.2 |
| Legal Subdivision | KELLEY-SEMMES BLVD. HGHTS |
| Legal Block | 2 |
| Legal Lot Number | 32 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 12500 |
Source: Lake County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4354 WASHINGTON ST, GARY, IN 46408-3356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2023 | Deed of Trust, Mortgage · Negative Amortization RAMZAN DHANJI LIVING TRUST |
| Apr 7, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 7, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 11, 2023 | Deed, Transfer MERIDIAN TITLE, MERIDIAN TITLE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2026 · Amount on Record |
| Deed Sale | Apr 7, 2026 · Amount on Record |
| Prior Sale | Sep 3, 2024 |
| Deed Document Number | 2026513600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 4354 WASHINGTON ST, GARY, IN 46408-3356 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000013009 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 2023-513009 |
| Name | RAMZAN DHANJI LIVING TRUST |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHLAKE, TX 76092 |
| Type | Negative Amortization |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Mar 5, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 7, 2026 |
| Property Address | 4354 WASHINGTON ST, GARY, IN 46408-3356 |
| Document Number | 0000513600 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026513600 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4354 WASHINGTON ST, GARY, IN 46408-3356 |
| Document Number | 0000513601, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 2026513601 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 7, 2026 |
| Property Address | 4354 WASHINGTON ST, GARY, IN 46408-3356 |
| Document Number | 0000013600 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026513600 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4354 WASHINGTON ST, GARY, IN 46408-3356 |
| Document Number | 0000513601, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 2026513601 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.12% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 11, 2023 |
| Property Address | 4354 WASHINGTON ST, GARY, IN 46408-3356 |
| Document Number | 0000001112 |
| Map Reference | MB 9 PG 23 |
| Instrument Date | Jan 5, 2023 |
| Instrument | 2023-501112 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Title Company | MERIDIAN TITLE, MERIDIAN TITLE CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2800 S RIVER RD STE 190, 190, DES PLAINES, IL 60018-6087 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,600 (-48.21%) Land $10,700 Building $13,900 | $24,600 (-48.21%) Land $10,700 Building $13,900 | |
| 2024 | $1,339.00 (-11.97%) | ||
| 2023 | $47,500 (-20.03%) Land $10,100 Building $37,400 | $47,500 (-20.03%) Land $10,100 Building $37,400 | |
| 2022 | $1,521.00 | $59,400 Land $6,800 Building $52,600 | $59,400 Land $6,800 Building $52,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2008–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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