4354 Peak Ln, Elgin, OK 73538 Property Records

Comanche County property record for 4354 Peak Ln, Elgin, OK 73538

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,023 sqft · built 2024
Lot Size0.603 acres (26,286 sqft)
Owner2 Individual Names on File
Last Sale$372,000 (Jul 2026)
Tax Bill$4,165 (2025)
Deeds & MortgagesAug 2026 Transfer
Jul 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN04N11W-34-1-94350-007-0013

Property Details

APN / Parcel Number

Primary APN04N11W-34-1-94350-007-0013
Alternative APN
  • 106584

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,023 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area26,286 sqft (0.603 acres)
Garage TypeAttached
Garage Area600 sqft
PorchSlab
Porch Area595 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number106584
Street Address4354 PEAK LN
CityELGIN
StateOK
Zip73538-2208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOUNTAIN VIEW VILLAS PT 3 BLOCK 7 LOT 13
Legal Range11W
Legal Township04N
Legal Section34
Legal SubdivisionMOUNTAIN VIEW VILLAS, PART 3
Legal Block7
Legal Lot Number13
JurisdictionCOMANCHE OK
Township / Civil DivisionNORTHWEST COMANCHE
Census Block Group2
Census Block2024
Census Tract2201

Owner

4354 Peak Ln is owned and occupied by two individuals who bought it in July 2026.

Source: Comanche County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address4354 PEAK LN, ELGIN, OK 73538-2208
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 2, 2026Warranty Deed, Transfer · VA Mortgage
USAA FSB
Jul 28, 2023Warranty Deed, Subdivision Related Transfer · VA Mortgage
NAVY FCU
Sep 12, 2022Warranty Deed, Transfer · Line of Credit
ARVEST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2026 · Amount on File
Deed SaleJul 2, 2026 · Amount on File
Deed Document Number202610671
Deed Book / Page10246 / 19
Prior Transfer DateJul 28, 2023
Prior Transfer Doc0000010949
Record UpdatedOct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCOMANCHE OK
Recording DateAug 10, 2026
Property Address4354 PEAK LN, ELGIN, OK 73538-2208
Document Number0000012648
Book / Page10279 / 293
Instrument DateAug 10, 2026
Instrument202612648
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4354 PEAK LN, ELGIN, OK 73538-2208

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOMANCHE OK
Recording DateJul 2, 2026
Property Address4354 PEAK LN, ELGIN, OK 73538-2208
Document Number0000010671
Book / Page10246 / 19
Instrument DateJun 13, 2026
Instrument202610671
Transaction TypeTransfer
Record UpdatedJul 14, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$56,358.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4354 PEAK LN, ELGIN, OK 73538-2208

Mortgage

Document Number0000010672,
DateJul 2, 2026
Instrument202610672
Lender
NameUSAA FSB
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.51%
Max Rate-1%

July 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCOMANCHE OK
Recording DateJul 28, 2023
Property Address4354 PEAK LN, ELGIN, OK 73538-2208
Document Number009375/244
Book / Page9375 / 244
Instrument DateJul 28, 2023
Instrument2023-011005
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 19, 2023
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4354 PEAK LANE, LAWTON, OK 73501

Mortgage

Document Number2023011006
DateJul 28, 2023
Instrument2023-011006
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOMANCHE OK
Recording DateSep 12, 2022
Property Address4354 PEAK LN, ELGIN, OK 73538-2208
Document Number009171/222
Book / Page9171 / 222
Instrument DateSep 12, 2022
Instrument2022-015972
Transaction TypeTransfer
Record UpdatedDec 19, 2023
Title CompanySOVEREIGN TITLE SERVICES

Transaction

AmountAmount on Record
Tax$49.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10387 NE WOLF RD, FLETCHER, OK 73541-3811

Mortgage

Document Number2022015973
DateSep 12, 2022
Instrument2022-015973
Lender
NameARVEST BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4354 Peak Ln was $4,165.

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyComanche County
Unified School DistrictElgin Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$41,168 (%) Land $10,125 Building $31,043$365,941 (-0.71%) Land $90,000 Building $275,941
2025$4,165.00$41,169 (+5%) Land $6,750 Building $34,419$368,574 (+5.75%) Land $60,000 Building $308,574
2024$4,165.00 (+416,4%)$39,209 (+391,99%) Land $6,750 Building $32,459$348,525 (+1,061.75%) Land $60,000 Building $288,525
2023$1.00$10 (+11.11%) Land $10$30,000 (+35,614.29%) Land $30,000
2022$1.00$9 Land $9$84 Land $84

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4354 Peak Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2015–2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4354 Peak Ln is high, ranking above 87% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 78% of Oklahoma
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCADDO CO RWD #3
serves 3,900 people · EPA ID OK2000816
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Southwest Oklahoma Telephone Company
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20

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