4354 N White Rock Rd, Davis Junction, IL 61020 Property Records

Ogle County property record for 4354 N White Rock Rd, Davis Junction, IL 61020

Property Summary

Property Type	Single Family Home
Lot Size	3.97 acres (172,933 sqft)
Owner	Individual Name on Record
Last Sale	$121,000 (Jul 2005)
Tax Bill	$5,841 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-29-400-009`

Property Details

APN / Parcel Number

Primary APN	`11-29-400-009`

Exterior

Lot Area	172,933 sqft (3.97 acres)

Location & Zoning

Street Address	4354 N WHITE ROCK RD
City	DAVIS JUNCTION
State	IL
Zip	61020-9762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE4 SE4 SEC 29-42-1
Legal Range	01
Legal Township	42
Legal Section	29
Jurisdiction	OGLE IL
Township / Civil Division	SCOTT
Census Block Group	2
Census Block	2072
Census Tract	961002

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4354 N WHITE ROCK RD, DAVIS JUNCTION, IL 61020-9762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Line of Credit HOLCOMB STATE BANK
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOLCOMB STATE BANK
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOLCOMB STATE BANK
Mar 1, 2018	Loan Modification, Mortgage HOLCOMB BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2005 · Amount on Record
Deed Sale	Jul 22, 2005 · Amount on Record
Deed Document Number	20057726
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	4354 N WHITE ROCK RD, DAVIS JUNCTION, IL 61020-9762
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003606
Date	Aug 15, 2023
Instrument	202303606

Lender

Name	HOLCOMB STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 28, 2028

Interest

Rate Type	Fixed Rate
Rate	7.4%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	4354 N WHITE ROCK RD, DAVIS JUNCTION, IL 61020-9762
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009292
Date	Dec 23, 2021
Instrument	202109292

Lender

Name	HOLCOMB STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jan 15, 2027

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	4354 N WHITE ROCK RD, DAVIS JUNCTION, IL 61020-9762
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006413
Date	Sep 1, 2021
Instrument	202106413

Lender

Name	HOLCOMB STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2031

Interest

Rate Type	Fixed Rate

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OGLE IL
Property Address	4354 N WHITE ROCK RD, DAVIS JUNCTION, IL 61020-9762
Document Number	0000001274
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4354 N WHITE ROCK RD DAVIS JUNCTION IL 610209762, DAVIS JUNCTION, IL 61020-9762

Mortgage

Document Number	0000001274
Date	Mar 9, 2018
Instrument	1274

Lender

Name	HOLCOMB BK
Address	HOLCOMB, IL 61043

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 8, 2023

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Scott Township
Unified School District	Meridian Community Unit School District 223 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,841.00 (+27.06%)	$78,473 (+19.7%) Land $16,288 Building $62,185	$235,419 (+19.7%) Land $48,864 Building $186,555
2023		$65,558 Land $13,607 Building $51,951	$196,674 Land $40,821 Building $155,853
2022	$4,597.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3

May also be available: LR Communications, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N White Rock Rd

Nearby Streets

All Davis Junction, IL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures