4354 Hammersmith Dr, Clermont, FL 34711 Property Records

Lake County property record for 4354 Hammersmith Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,735 sqft · built 1998
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,000 (Apr 2024)
Tax Bill	$2,459 (2024)
Deeds & Mortgages	Apr 2024 Sale Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-23-26-2310-000-78600`

Property Details

APN / Parcel Number

Primary APN	`04-23-26-2310-000-78600`
Alternative APNs	`262304231000078600` `3783568`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,735 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	1,735 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,900 sqft (0.158 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Finished Porch
Porch Area	265 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3783568
Street Address	4354 HAMMERSMITH DR
City	CLERMONT
State	FL
Zip	34711-6995
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CLERMONT WELLINGTON AT KINGS RIDGE PHASE III LOT 786 PB 40 PGS 42-43 ORB 6312 PG 1105
Legal Range	26E
Legal Township	23S
Legal Section	4
Legal Subdivision	CLERMONT WELLINGTON AT KINGS RIDGE PHASE
Legal Tract	2310
Legal Block	1
Legal Lot Number	786
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1019
Census Tract	31308

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4354 HAMMERSMITH DR, CLERMONT, FL 34711-6995
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Warranty Deed, Transfer THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC
Jan 17, 2020	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
May 12, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Jan 17, 2020 · Amount on Record
Deed Document Number	202440113
Deed Book / Page	6312 / 1105
Prior Transfer Date	Nov 12, 2012
Prior Transfer Doc	0042470497
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 8, 2024
Property Address	4354 HAMMERSMITH DR, CLERMONT, FL 34711-6995
Document Number	0063121105
Book / Page	6312 / 1105
Map Reference	MB 40 PG 42&43
Instrument Date	Apr 3, 2024
Instrument	2024040113
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC

Transaction

Amount	Amount Recorded
Tax	$2,464.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4507 LINWOOD TRACE LN, CLERMONT, FL 34711-0005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4354 HAMMERSMITH DR, CLERMONT, FL 34711-6995

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 17, 2020
Property Address	4354 HAMMERSMITH DR, CLERMONT, FL 34711-6995
Document Number	0054071647
Book / Page	5407 / 1647
Map Reference	MB 40 PG 42&43
Instrument Date	Dec 24, 2019
Instrument	2020007099
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1012, LENOIR, NC 28645-1012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4354 HAMMERSMITH DR, CLERMONT, FL 34711-6995

Mortgage

Document Number	0054071650
Date	Jan 17, 2020
Instrument	5407/1650

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 12, 2017
Property Address	4354 HAMMERSMITH DR, CLERMONT, FL 34711-6995
Document Number	0049432166
Book / Page	004943 / 002166
Instrument Date	May 4, 2017
Instrument	52077
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,498.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4354 HAMMERSMITH DR CLERMONT FL 347116995, CLERMONT, FL 34711-6995

Mortgage

Document Number	49432167
Date	May 12, 2017
Book Page	004943/002167
Instrument	52078

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,420 (+2.9%)	$286,704 (-) Land $100,000 Building $186,704
2025		$155,904 (-13.27%) Land $100,000 Building $55,904	$286,704 (-6.34%) Land $100,000 Building $186,704
2024	$2,459.00 (+2.33%)
2023	$2,403.00 (+3.44%) Homeowner's exemption	$179,760 (+3%)	$306,127 (+10.86%) Land $100,000 Building $206,127
2022	$2,323.00 Homeowner's exemption	$174,530	$276,127 Land $70,000 Building $206,127

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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