4354 Bride Rd, Covington, TN 38019 Property Records

Tipton County property record for 4354 Bride Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,197 sqft · built 1981
Lot Size	2.53 acres (110,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Nov 2020)
Tax Bill	$937 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jan 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`084016 02103`

Property Details

APN / Parcel Number

Primary APN	`084016 02103`
Alternative APN	`016 02103`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,197 sqft Living Area
1st Floor Area	2,197 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2004
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	110,207 sqft (2.53 acres)
Terrain	Rolling
Garage Type	Attached
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	4354 BRIDE RD
City	COVINGTON
State	TN
Zip	38019-6140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: G61
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1013
Census Tract	40400

Owner

Source: Tipton County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4354 BRIDE RD, COVINGTON, TN 38019-6140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Warranty Deed, Transfer · VA Mortgage COMMUNITY MORTGAGE CORP
Jan 22, 2020	Warranty Deed, Transfer · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Jan 22, 2020 · Amount on Record
Deed Document Number	239221
Deed Book / Page	1872 / 397
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Nov 24, 2020
Property Address	4354 BRIDE RD, COVINGTON, TN 38019-6140
Document Number	0001872397
Book / Page	1872 / 397
Instrument Date	Nov 19, 2020
Instrument	239221
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4354 BRIDE RD, COVINGTON, TN 38019-6140

Mortgage

Document Number	0000239222
Date	Nov 24, 2020
Instrument	239222

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jan 22, 2020
Property Address	4354 BRIDE RD, COVINGTON, TN 38019-6140
Document Number	182977
Book / Page	001829 / 000077
Instrument Date	Jan 17, 2020
Instrument	230024
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$352.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1952 GARLAND DR COVINGTON TN 380195246, COVINGTON, TN 38019-5246

Mortgage

Document Number	182979
Date	Jan 22, 2020
Book Page	001829/000079
Instrument	230025

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 21, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$937.00 (+5.76%)	$61,600 (-) Land $9,150 Building $52,450
2023		$61,600 (+41.85%) Land $9,150 Building $52,450
2022	$886.00	$43,425 Land $6,725 Building $36,700	$173,700 (-29.5%) Land $26,900 Building $146,800
2020			$246,400 Land $36,600 Building $209,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF TIPTON COUNTY serves 9,340 people · EPA ID TN0000703
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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