Charlotte County property record for 43539 Treadway Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,027 sqft · built 2022 |
| Lot Size | 0.183 acres (7,987 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,233 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-32-241-043 |
| Primary APN | 42-26-32-241-043 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,027 sqft Living Area |
| Gross Area | 2,624 sqft |
| Flooring | Covered |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,987 sqft (0.183 acres) |
| View / Lot | Water |
| Driveway | Driveway |
| Driveway Area | 384 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Forced Air |
|---|
| Street Address | 43539 TREADWAY DR |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-5164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BCR 02D 0000 1844 BABCOCK RANCH SEC2D BLK0000 LT1844 4919/2176 5045/676 3373597 |
| Legal Subdivision | BABCOCK RANCH |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
43539 Treadway Dr is owner-occupied and held in a trust since February 2024.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 43539 TREADWAY DR, PUNTA GORDA, FL 33982-5164 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2024 |
| Deed Sale | Feb 16, 2024 |
| Deed Document Number | 3373597 |
| Deed Book / Page | 5045 / 676 |
| Prior Transfer Date | Sep 8, 2022 |
| Prior Transfer Doc | 3148519 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 8, 2022 |
| Property Address | 43539 TREADWAY DR, PUNTA GORDA, FL 33982-5164 |
| Document Number | 0050450676 |
| Book / Page | 5045 / 676 |
| Map Reference | MB 24 PG 23 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 3148519 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,083.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460 |
| Name | Verified Name |
|---|---|
| Address | 43539 TREADWAY DRIVE, PUNTA GORDA, FL 33982-5164 |
| Document Number | 0005045680 |
|---|---|
| Date | Sep 8, 2022 |
| Instrument | 5045/680 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 43539 Treadway Dr was $4,233 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,233.00 Homeowner's exemption | $323,200 | $420,100 Land $89,000 Building $331,100 |
| 2023 | $7,283.00 (+128.95%) Homeowner's exemption | $340,153 (+515.66%) | $394,486 (+614%) Land $75,000 Building $319,486 |
| 2022 | $3,181.00 | $55,250 Land $55,250 | $55,250 Land $55,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43539 Treadway Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43539 Treadway Dr is high, ranking above 84% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 76% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Hotwire Communications.
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