4353 Saunders Rd, Clinton, NY 13323 Property Records

Oneida County and Kirkland Town property record for 4353 Saunders Rd, Clinton, NY 13323

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1964
Lot Size	0.573 acres (25,000 sqft)
Owner	Individual Name on Record
Last Sale	$5,469 (Aug 1997)
Tax Bill	$3,797 (2026)
Deeds & Mortgages	May 2021 Refinance Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`304089 327.003-1-42`

Property Details

APN / Parcel Number

Primary APN	`304089 327.003-1-42`
Alternative APNs	`408932700300010420000000` `004620`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	25,000 sqft (0.573 acres)
Lot Dimensions	250 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004620
Street Address	4353 SAUNDERS RD
City	CLINTON
State	NY
Zip	13323-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	42.000
Jurisdiction	ONEIDA NY
Township / Civil Division	KIRKLAND
Census Block Group	2
Census Block	2001
Census Tract	25003

Owner

Source: Oneida County and Kirkland Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4353 SAUNDERS RD, CLINTON, NY 13323-3619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SOURCE FEDERAL CREDIT UNION
Jul 24, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 1997 · Amount on Record
Deed Sale	Aug 25, 1997 · Amount on Record
Deed Book / Page	2789 / 360
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	4353 SAUNDERS RD, CLINTON, NY 13323-3619
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7445
Date	May 5, 2021
Instrument	2021-007445

Lender

Name	FIRST SOURCE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Jul 24, 2020
Property Address	4353 SAUNDERS RD, CLINTON, NY 13323-3619
Document Number	0000009174
Instrument Date	Jul 21, 2020
Instrument	9174
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 HOMEWOOD DR CLINTON NY 133231513, CLINTON, NY 13323-1513

Tax Assessment & Valuation

Source: Oneida County and Kirkland Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Kirkland Town
Unified School District	Clinton Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,797.00 (+3.29%)
2025	$3,676.00 (+234.49%)	$56,000 (-) Land $17,000 Building $39,000	$158,640 (+21.81%) Land $48,159 Building $110,481
2023		$56,000 (-37.08%) Land $17,000 Building $39,000	$130,233 (-29.03%) Land $39,535 Building $90,698
2022	$1,099.00	$89,000 Land $17,000 Building $72,000	$183,505 Land $35,052 Building $148,453

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2011–2019)
Most Recent Claim	Oct 2019 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON VILLAGE serves 3,000 people · EPA ID NY3202386
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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