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4353 Harbor Way, Unit 3, Oceanside, CA 92056 Property Records

San Diego County property record for 4353 Harbor Way, Unit 3, Oceanside, CA 92056

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,578 sqft · built 2020
Owner2 Individual Names on Record
Last Sale$660,000 (Oct 2021)
Tax Bill$8,548 (2025)
Deeds & MortgagesOct 2021 Sale
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN160-691-10-24

Property Details

APN / Parcel Number

Primary APN160-691-10-24

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,578 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4353 HARBOR WAY, 3
CityOCEANSIDE
StateCA
Zip92056-5764
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-B
Legal DescriptionLOT 5 US 215 PER DOC19-0219672&UND INT IN PHASE 10 TR 015691
Legal SubdivisionST CLOUD OCEAN RANCH
Legal Tract015691
Legal Block3
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3002
Census Tract18522

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4353 HARBOR WAY, 3, OCEANSIDE, CA 92056-5764
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2021Grant Deed, Transfer
TICOR TITLE NLS-ORANGE, TICOR TITLE SD BRANCH
Mar 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2021 · Amount on Record
Deed SaleOct 7, 2021 · Amount on Record
Deed Document Number2021701934
Record UpdatedSep 20, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 7, 2021
Property Address4353 HARBOR WAY UNIT 3, 3, OCEANSIDE, CA 92056-5764
Document Number0000701934
Map ReferenceMAP 15691
Instrument DateSep 29, 2021
Instrument2021-0701934
Transaction TypeTransfer
Record UpdatedOct 15, 2021
Title CompanyTICOR TITLE NLS-ORANGE, TICOR TITLE SD BRANCH

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4353 HARBOR WAY UNIT 3, 3, OCEANSIDE, CA 92056-5764

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4353 HARBOR WAY UNIT 3, 3, OCEANSIDE, CA 92056-5764
Transaction TypeMortgage
Record UpdatedAug 24, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4353 HARBOR WAY 3, 3, OCEANSIDE, CA 92056-5764

Mortgage

Document Number0000223314
DateMar 23, 2021
Instrument2021-0223314
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$714,403 (+2%) Land $476,269 Building $238,134
2025$8,548.00 (+5.09%)$700,396 (+4.04%) Land $466,931 Building $233,465
2023$8,134.00 (+1.57%)$673,200 Land $448,800 Building $224,400
2022$8,008.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks.

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