Riverside County property record for 43520 San Fermin Pl, Temecula, CA 92592
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,908 sqft · built 2006 |
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,750,000 (Mar 2021) |
| Tax Bill | $20,556 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Dec 2021 Transfer + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 945-020-016 |
| Primary APN | 945-020-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 4 Half Baths |
| Stories | 1 Story |
| Building Area | 4,908 sqft Living Area |
| Gross Area | 6,519 sqft |
| 1st Floor Area | 4,908 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 98,010 sqft |
| Garage Type | Attached |
| Garage Area | 732 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 923331009 |
|---|---|
| Street Address | 43520 SAN FERMIN PL |
| City | TEMECULA |
| State | CA |
| Zip | 92592-2638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CBOOK |
| Legal Description | 2.25 ACRES NET IN LOT 22 MB 101/089 TR 9833-2 |
| Legal Subdivision | TRACT NO 9833 2 |
| Legal Tract | 9833-2 |
| Legal Lot Number | 22 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 43222 |
Source: Riverside County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 43520 SAN FERMIN PL, TEMECULA, CA 92592-2638 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Dec 16, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Dec 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NEXERA HOLDING LLC |
| Mar 16, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Mar 16, 2021 | Grant Deed, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC |
| Jul 7, 2020 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Jul 7, 2020 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| May 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2021 · Amount on Record |
| Deed Sale | Mar 16, 2021 · Amount on Record |
| Prior Sale | Jul 7, 2020 · Amount on Record |
| Deed Document Number | 2021164509 |
| Last Transfer Date | Dec 3, 2021 |
| Transfer Doc | 0000739377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Aug 3, 2026 |
| Property Address | 43520 SAN FERMIN PL, TEMECULA, CA 92592-2638 |
| Document Number | 0000240948 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 2026240948 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 171 |
| Address | 43520 SAN FERMIN PL, TEMECULA, CA 92592-2638 |
| Document Number | 0000240948, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 2026240948 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Dec 16, 2021 |
| Property Address | 43520 SAN FERMIN PL, TEMECULA, CA 92592-2638 |
| Document Number | 0000739377 |
| Map Reference | MB 101 PG 89-95 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 2021-0739377 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43520 SAN FERMIN PL, TEMECULA, CA 92592-2638 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Dec 14, 2021 |
| Property Address | 43520 SAN FERMIN PL, TEMECULA, CA 92592-2638 |
| Document Number | 0000735789 |
| Map Reference | MB 101 PG 89-95 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 2021-0735789 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 43520 SAN FERMIN PL, TEMECULA, CA 92592-2638 |
| Document Number | 0000735790 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 2021-0735790 |
| Name | NEXERA HOLDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Mar 16, 2021 |
| Property Address | 43520 SAN FERMIN PL, TEMECULA, CA 92592-2638 |
| Document Number | 0000164511 |
| Map Reference | MB 101 PG 89-95 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021-0164511 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43520 SAN FERMIN PL, 43520, TEMECULA, CA 92592-2638 |
| Name | Verified Name |
|---|---|
| Address | 43520 SAN FERMIN PL, TEMECULA, CA 92592-2638 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Mar 16, 2021 |
| Property Address | 43520 SAN FERMIN PL, TEMECULA, CA 92592-2638 |
| Document Number | 0000164509 |
| Map Reference | MB 101 PG 89-95 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 2021-0164509 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 43520 SAN FERMIN PL, TEMECULA, CA 92592-2638 |
| Document Number | 0000164510 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021-0164510 |
| Name | SPROUT MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Apr 1, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Apr 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 5.37% |
| Max Rate At Change | 7.37% |
| Index | 1-Year LIBOR |
| Max Rate | 10.3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jul 7, 2020 |
| Property Address | 43520 SAN FERMIN PL, TEMECULA, CA 92592-2638 |
| Document Number | 0000296164 |
| Instrument Date | Jul 7, 2020 |
| Instrument | 296164 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,414.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 43520 SAN FERMIN PL TEMECULA CA 925922638, TEMECULA, CA 92592-2638 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jul 7, 2020 |
| Property Address | 43520 SAN FERMIN PL, TEMECULA, CA 92592-2638 |
| Document Number | 0000296163 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 296163 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 43520 SAN FERMIN PL TEMECULA CA 925922638, TEMECULA, CA 92592-2638 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 43520 SAN FERMIN PL, TEMECULA, CA 92592-2638 |
| Document Number | 0000182172 |
| Instrument Date | May 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 43520 SAN FERMIN PL TEMECULA CA 925922638, TEMECULA, CA 92592-2638 |
| Document Number | 0000182172 |
|---|---|
| Date | May 8, 2017 |
| Instrument | 182172 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2047 |
| Rate | 5% |
|---|
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Temecula City |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,932,138 (+2%) Land $248,416 Building $1,683,722 | ||
| 2025 | $20,556.00 (+2.39%) Homeowner's exemption | $1,894,254 (+4.04%) Land $243,546 Building $1,650,708 | |
| 2023 | $20,077.00 (+1.79%) | $1,820,700 Land $234,090 Building $1,586,610 | |
| 2022 | $19,724.00 | ||
| 2021 | $1,544,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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