4352 Trader St, Timnath, CO 80547 Property Records

Larimer County property record for 4352 Trader St, Timnath, CO 80547

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,589 sqft · built 2024
Lot Size	0.163 acres (7,129 sqft)
Owner	Individual Name on Record
Last Sale	$795,000 (May 2025)
Tax Bill	$8,991 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`87354-23-008`

Property Details

APN / Parcel Number

Primary APN	`87354-23-008`
Alternative APN	`R1678537`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,589 sqft Living Area
Basement Area	1,242 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,129 sqft (0.163 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1678537
Street Address	4352 TRADER ST
City	TIMNATH
State	CO
Zip	80547-4546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLOCK 8, TIMNATH LANDING FILING NO 4, TIM (20210107365)
Legal Subdivision	TIMNATH LANDING FILING NO 4 (20210107365
Legal Block	8
Legal Lot Number	8
Jurisdiction	LARIMER CO
Township / Civil Division	TIMNATH-WELLINGTON
Census Block Group	2
Census Block	2050
Census Tract	2506

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4352 TRADER ST, TIMNATH, CO 80547-4546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2025 · Amount on Record
Deed Sale	May 5, 2025 · Amount on Record
Deed Document Number	20250019278
Record Updated	Jun 8, 2026

May 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 5, 2025
Property Address	4352 TRADER ST, TIMNATH, CO 80547-4546
Document Number	0000019278
Map Reference	DOC 20210107365
Instrument Date	May 2, 2025
Instrument	20250019278
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4352 TRADER ST, TIMNATH, CO 80547-4546

Mortgage

Document Number	0000019279
Date	May 5, 2025
Instrument	20250019279

Lender

Name	ENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	SOFR Average 30-Day
Max Rate	9.87%

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Timnath Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,991.00 (+402.85%)	$49,687 (+325.04%) Land $9,206 Building $40,481	$795,000 (+1,797.37%) Land $147,300 Building $647,700
2023	$1,788.00 (+44,6%)	$11,690 (+40,210.34%) Land $11,690	$41,900 (+37,990.91%) Land $41,900
2022	$4.00	$29 Land $29	$110 Land $110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 71% of Colorado
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LightGig Communications Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20