4352 Cappel Dr, Cincinnati, OH 45205 Property Records

Hamilton County property record for 4352 Cappel Dr, Cincinnati, OH 45205

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,687 sqft · built 1929
Lot Size	0.134 acres (5,837 sqft)
Owner	Individual Name on Record
Last Sale	$119,900 (May 2018)
Tax Bill	$3,408 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`179-0079-0185-00`

Property Details

APN / Parcel Number

Primary APN	`179-0079-0185-00`
Alternative APN	`0010578`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,687 sqft Living Area
Gross Area	2,827 sqft
1st Floor Area	1,140 sqft
Attic	Attic
Attic Area	547 sqft
Basement Area	1,140 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,837 sqft (0.134 acres)
Lot Dimensions	108 ft deep x 46 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4352 CAPPEL DR
City	CINCINNATI
State	OH
Zip	45205-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	4352 CAPPEL DR 63.84 X 108.51 IRR S OF LOT 26 CARNATION PK SUB
Legal Subdivision	CARNATION PK SUB
Legal Lot Number	26
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1002
Census Tract	9902

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4352 CAPPEL DR, CINCINNATI, OH 45205-2024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Apr 28, 2020	Warranty Deed, Transfer · FHA Mortgage HUNTINGTON NAT'L BK
May 14, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2018 · Amount on Record
Deed Sale	May 14, 2018 · Amount on Record
Prior Sale	May 28, 2010 · Amount on Record
Deed Document Number	201840449
Prior Transfer Date	May 25, 2011
Prior Transfer Doc	0000000270
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4352 CAPPEL DR, CINCINNATI, OH 45205-2024
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050814
Date	Apr 23, 2021
Book Page	14403/250
Instrument	2021-0050814

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	May 1, 2048

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 28, 2020
Property Address	4352 CAPPEL DR, CINCINNATI, OH 45205-2024
Document Number	0000038900
Book / Page	014156 / 001256
Instrument Date	Apr 17, 2020
Instrument	38900
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7575 HUNTINGTON PARK DR COLUMBUS OH 432355618, COLUMBUS, OH 43235-5618

Mortgage

Document Number	38901
Date	Apr 28, 2020
Book Page	014156/001259
Instrument	38901

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 14, 2018
Property Address	4352 CAPPEL DR, CINCINNATI, OH 45205-2024
Document Number	0000000449
Instrument Date	May 3, 2018
Instrument	18-0040449
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$359.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333
Mail Care Of	GUARDIAN SAVINGS BANK

Mortgage

Document Number	0000040450
Date	May 14, 2018
Instrument	18-0040450

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,408.00 (+3.12%)	$55,132 (-) Land $4,543 Building $50,589	$157,520 (-) Land $12,980 Building $144,540
2024	$3,305.00 (-2.19%)	$55,132 (-) Land $4,543 Building $50,589
2023	$3,379.00 (+17.74%)	$55,132 (+31.37%) Land $4,543 Building $50,589	$157,520 (+31.38%) Land $12,980 Building $144,540
2022	$2,870.00 Homeowner's exemption	$41,966 Land $4,512 Building $37,454
2020			$119,900 Land $12,890 Building $107,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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