43512 W Oster Dr, Maricopa, AZ 85138 Property Records

Pinal County property record for 43512 W Oster Dr, Maricopa, AZ 85138

Property Summary

Property Type	Single Family Home
Details	3,308 sqft · built 2004
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Jan 2023)
Tax Bill	$2,868 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`512-08-330`

Property Details

APN / Parcel Number

Primary APN	`512-08-330`
Alternative APN	`512-08-3300`

Interior

Stories	2 Stories
Building Area	3,308 sqft Living Area
1st Floor Area	3,308 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2004
Exterior Material	Other
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Material	Tile
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Built-in
Garage Area	641 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	211 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	43512 W OSTER DR
City	MARICOPA
State	AZ
Zip	85138-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 7 OF THE VILLAGES AT RANCHO EL DORADO LOT 154 .17 AC 7200 SQ FT CAB D SLIDE 194
Legal Range	03E
Legal Township	04S
Legal Section	22
Legal Subdivision	PARCEL 7 OF THE VILLAGES AT RANCHO EL
Legal Lot Number	154 17
Jurisdiction	PINAL AZ
Township / Civil Division	MARICOPA-STANFIELD
Census Block Group	3
Census Block	3010
Census Tract	1706

Owner

43512 W Oster Dr is owned and occupied by an individual who bought it in January 2023.

Source: Pinal County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	43512 W OSTER DR, MARICOPA, AZ 85138-2418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Mar 30, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 30, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 30, 2023	Intrafamily Transfer, Transfer
Jan 19, 2023	Warranty Deed, Transfer OS NATIONAL LLC
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAIL BONDS USA LLC
Jul 24, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2023 · Amount on File
Deed Sale	Jan 30, 2023 · Amount on File
Prior Sale	Jan 30, 2023 · Amount on File
Deed Document Number	2023-006748
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	43512 W OSTER DR, MARICOPA, AZ 85138-2418
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43512 W OSTER DR, MARICOPA, AZ 85138-2418

Mortgage

Document Number	0000095692
Date	Sep 6, 2022
Instrument	2022-095692

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Aug 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	43512 W OSTER DR, MARICOPA, AZ 85138-2418
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43512 W OSTER DR, MARICOPA, AZ 85138-2418

Mortgage

Document Number	0000038721
Date	Mar 30, 2021
Instrument	2021-038721

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2050

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Jan 30, 2023
Property Address	43512 W OSTER DR, MARICOPA, AZ 85138-2418
Document Number	0000006748
Map Reference	CAB D SL 194
Instrument Date	Jan 27, 2023
Instrument	2023-006748
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43512 W OSTER DR, MARICOPA, AZ 85138-2418

Mortgage

Document Number	0000006750
Date	Jan 30, 2023
Instrument	2023-006750

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINAL AZ
Recording Date	Jan 30, 2023
Property Address	43512 W OSTER DR, MARICOPA, AZ 85138-2418
Document Number	0000006749
Instrument Date	Jan 27, 2023
Instrument	2023-006749
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43512 W OSTER DR, MARICOPA, AZ 85138-2418

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Jan 19, 2023
Property Address	43512 W OSTER DR, MARICOPA, AZ 85138-2418
Document Number	0000004300
Map Reference	CAB D SL 194
Instrument Date	Jan 18, 2023
Instrument	2023-004300
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1431 S WAYNE DR, CHANDLER, AZ 85286-1264

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	43512 W OSTER DR, MARICOPA, AZ 85138-2418
Document Number	0000078383
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43512 W OSTER DR MARICOPA AZ 851382418, MARICOPA, AZ 85138-2418

Mortgage

Document Number	0000078383
Date	Aug 10, 2020
Instrument	78383

Lender

Name	BAIL BONDS USA LLC
Address	PHOENIX, AZ 85014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Jul 24, 2020
Property Address	43512 W OSTER DR, MARICOPA, AZ 85138-2418
Document Number	0000072087
Map Reference	CAB D SL 194
Instrument Date	Jul 10, 2020
Instrument	2020-072087
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 418, BEISEKER XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43512 W OSTER DR, MARICOPA, AZ 85138-2418

Mortgage

Document Number	0000072088
Date	Jul 24, 2020
Instrument	2020-072088

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 43512 W Oster Dr was $2,868.

Source: Pinal County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Municipality	Maricopa City
Unified School District	Maricopa Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$37,102 (+9.15%) Land $7,405 Building $29,697	$371,023 (+9.15%) Land $74,052 Building $296,971
2026		$33,993 (+4.55%) Land $7,405 Building $26,588	$339,929 (+4.55%) Land $74,052 Building $265,877
2025	$2,868.00	$32,515 (-19.29%) Land $7,405 Building $25,110	$325,148 (-19.29%) Land $74,052 Building $251,096
2024		$40,287 Land $10,367 Building $29,920	$402,873 Land $103,673 Building $299,200
2023	$2,697.00 (+2.94%)
2022	$2,620.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 43512 W Oster Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 43512 W Oster Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GW SANTA CRUZ WATER CO private · serves 84,000 people · EPA ID AZ0411131
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	62 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Antietam Cable Cable	1,000 / 50
Cox Communications Fiber	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Tristate Wi-Fi by Wi-Fiber.

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