4351 Oakley Rd, Stokes, NC 27884 Property Records

Pitt County property record for 4351 Oakley Rd, Stokes, NC 27884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,212 sqft · built 1984
Lot Size	1.43 acres (62,291 sqft)
Owner	2 Individual Names on File
Last Sale	$152,000 (Dec 2022)
Tax Bill	$1,697 (2026)
Deeds & Mortgages	May 2024 Second Mortgage Nov 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041386`

Property Details

APN / Parcel Number

Primary APN	`041386`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,212 sqft Heated Area
Gross Area	2,638 sqft
1st Floor Area	1,664 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	62,291 sqft (1.43 acres)
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4351 OAKLEY RD
City	STOKES
State	NC
Zip	27884-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	S. R. 1517
Legal Subdivision	W SHERRILL JOHNSON & VERONICA
Jurisdiction	PITT NC
Township / Civil Division	CAROLINA
Census Block Group	5
Census Block	5031
Census Tract	2002

Owner

4351 Oakley Rd is owned and occupied by two individuals who bought it in December 2022.

Source: Pitt County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4351 OAKLEY RD, STOKES, NC 27884-9755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Nov 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Dec 30, 2022	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 2, 2020	Warranty Deed, Transfer UNION BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2022 · Amount on File
Deed Sale	Dec 30, 2022 · Amount on File
Prior Sale	Dec 2, 2020 · Amount on File
Deed Book / Page	4368 / 730
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Property Address	4351 OAKLEY RD, STOKES, NC 27884-9755
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004524
Date	May 28, 2024
Book Page	4524/325

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2034

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Property Address	4351 OAKLEY RD, STOKES, NC 27884-9755
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4351 OAKLEY RD, STOKES, NC 27884-9755

Mortgage

Document Number	0000004579
Date	Nov 4, 2024
Book Page	4579/786

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2039

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PITT NC
Recording Date	Dec 30, 2022
Property Address	4351 OAKLEY RD, STOKES, NC 27884-9755
Document Number	0000004368
Book / Page	4368 / 730
Map Reference	MB 176 PG 268
Instrument Date	Dec 30, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4294 OAKLEY RD, STOKES, NC 27884-9756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4351 OAKLEY RD, STOKES, NC 27884-9755

Mortgage

Document Number	0004368734
Date	Dec 30, 2022
Instrument	4368/734

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2043

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PITT NC
Recording Date	Dec 2, 2020
Property Address	OAKLEY RD, AYDEN, NC 28513
Document Number	0040210056
Book / Page	004021 / 000056
Instrument Date	Nov 30, 2020
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$290.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4351 OAKLEY RD STOKES NC 278849755, STOKES, NC 27884-9755

Mortgage

Document Number	40210063
Date	Dec 2, 2020
Book Page	004021/000063

Lender

Name	UNION BK
Type	Bank
Address	GREENVILLE, NC 27858

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4351 Oakley Rd was $1,697.

Source: Pitt County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pitt County
Unified School District	Pitt County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,697.00	$214,075 Land $27,150 Building $186,925	$214,075 Land $27,150 Building $186,925
2023	$1,331.00	$144,805 Land $22,150 Building $122,655	$144,805 Land $22,150 Building $122,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4351 Oakley Rd in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	23 (1999–2025)
Claims Outside the SFHA	14 of 23
Most Recent Claim	Jun 2025 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4351 Oakley Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOKES REGIONAL WATER CORP private · serves 3,530 people · EPA ID NC0474060
Water Source	Purchased surface water from GREENVILLE UTILITIES COMM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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