4351 N Bay Rd, Miami Beach, FL 33140 Property Records

Miami-Dade County property record for 4351 N Bay Rd, Miami Beach, FL 33140

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,487 sqft · built 1941
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Jan 2005)
Tax Bill	$13,032 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jan 2026 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`02-3222-011-1290`

Property Details

APN / Parcel Number

Primary APN	`02-3222-011-1290`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,487 sqft Living Area
Gross Area	1,759 sqft
1st Floor Area	1,487 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1981
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	100 ft deep x 71.5 ft wide
Garage Area	161 sqft
Porch	Porch
Porch Area	10 sqft
Patio Area	414 sqft

Location & Zoning

Street Address	4351 N BAY RD
City	MIAMI BEACH
State	FL
Zip	33140-2856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	NAUTILUS SUBPB 8-95 LOT 4 LESS SLY61/2FT THEREOF BLK 6 LOT SIZE 71.500 X 100 OR 18704-2935 07 1999 1 COC 23020-3286 01 2005 1
Legal Range	42E
Legal Township	53S
Legal Section	22
Legal Subdivision	NAUTILUS SUB
Legal Block	6
Legal Lot Number	4
Jurisdiction	DADE FL
Township / Civil Division	MIAMI BEACH
Census Block Group	2
Census Block	2008
Census Tract	4000

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4351 N BAY RD, MIAMI BEACH, FL 33140-2856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Line of Credit AMERANT BANK NA
Jan 29, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Apr 25, 2019	Deed of Trust, Mortgage · Line of Credit AMERANT BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2005 · Amount on Record
Deed Sale	Jan 24, 2005 · Amount on Record
Prior Sale	Jul 22, 1999 · Amount on Record
Deed Document Number	200572262
Deed Book / Page	23020 / 3286
Last Transfer Date	Jan 15, 2026
Transfer Doc	0000065146
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	4351 N BAY RD, MIAMI BEACH, FL 33140-2856
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4351 N BAY RD, MIAMI BEACH, FL 33140-2856

Mortgage

Document Number	0000341602
Date	May 22, 2023
Book Page	33716/1444
Instrument	2023R0341602

Lender

Name	AMERANT BANK NA
Type	Bank
Address	MIAMI, FL 33134

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DADE FL
Recording Date	Jan 29, 2026
Property Address	4351 N BAY RD, MIAMI BEACH, FL 33140-2856
Document Number	0000065146
Book / Page	35139 / 674
Map Reference	MB 8 PG 95
Instrument Date	Jan 15, 2026
Instrument	2026R0065146
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4351 N BAY RD, MIAMI BEACH, FL 33140-2856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4351 N BAY RD, MIAMI BEACH, FL 33140-2856

Mortgage

Document Number	0000000676
Date	Jan 29, 2026
Instrument	35139/676

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	4351 N BAY RD, MIAMI BEACH, FL 33140-2856
Document Number	0000332224
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4351 N BAY RD MIAMI BEACH FL 331402856, MIAMI BEACH, FL 33140-2856

Mortgage

Document Number	0000332224
Date	May 29, 2019
Book Page	031461/002271
Instrument	332224

Lender

Name	AMERANT BK NA
Address	CORAL GABLES, FL 33134

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Miami Beach City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,032.00 (+2.84%)	$736,323 (+5.99%)	$2,268,832 (+6.49%) Land $2,002,000 Building $266,832
2024	$12,672.00 (+2.61%)
2023	$12,350.00 (+3.8%) Homeowner's exemption	$694,731 (+3%)	$2,130,561 (+39.72%) Land $1,859,217 Building $271,344
2022	$11,898.00 Homeowner's exemption	$674,497	$1,524,857 Land $1,251,256 Building $273,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 248 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	358 units insured incl. 110 condo units
Nearby Flood Claims	124 (1980–2025)
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Hurricane Irene, Oct 1999 · 15 claims Hurricane Andrew, Aug 1992 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIAMI BEACH serves 100,000 people · EPA ID FL4130901
Water Source	Purchased groundwater from MDWASA - MAIN SYSTEM
Last State Inspection	Dec 2022
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Xfinity.

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