4351 Mill St, Fortuna, CA 95540 Property Records

Humboldt County property record for 4351 Mill St, Fortuna, CA 95540

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,764 sqft · built 2000
Lot Size	2.46 acres (107,157 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Aug 2019)
Tax Bill	$7,312 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`203-281-009-000`

Property Details

APN / Parcel Number

Primary APN	`203-281-009-000`
Alternative APNs	`203-281-011-000` `20328109`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area

Exterior

Year Built	Built 2000
Construction Type	Wood
Lot Area	107,157 sqft (2.46 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	20328109
Street Address	4351 MILL ST
City	FORTUNA
State	CA
Zip	95540-9246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	-SE4 NE4 S12 T02N R01W / 0601140B070082C C N C
Legal Range	01W
Legal Township	02N
Legal Section	12
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FORTUNA
Census Block Group	3
Census Block	3025
Census Tract	10902

Owner

4351 Mill St is owned and occupied by an individual who bought it in August 2019.

Source: Humboldt County records, as of October 13, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4351 MILL ST, FORTUNA, CA 95540-9246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jun 19, 2019	Deed of Trust, Mortgage · Line of Credit REDWOOD CAPITAL BANK
Aug 6, 2019	Grant Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2019 · Amount on File
Deed Sale	Aug 6, 2019 · Amount on File
Prior Sale	Aug 1, 2012 · Amount on File
Deed Document Number	2019-013575
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	4351 MILL ST, FORTUNA, CA 95540-9246
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013931
Date	Jul 30, 2018
Instrument	2018-013931

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	4351 MILL ST, FORTUNA, CA 95540-9246
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	HUMBOLDT LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010545
Date	Jun 19, 2019
Instrument	2019-010545

Lender

Name	REDWOOD CAPITAL BANK
Type	Bank
Address	EUREKA, CA 95501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Aug 6, 2019
Property Address	4351 MILL ST, FORTUNA, CA 95540-9246
Document Number	0000013575
Instrument Date	Jul 26, 2019
Instrument	2019-013575
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4351 MILL ST, FORTUNA, CA 95540-9246

Mortgage

Document Number	0000013576
Date	Aug 6, 2019
Instrument	2019-013576

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4351 Mill St was $7,312 with a homeowner's exemption.

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Fortuna City
Elementary School District	Fortuna Elementary School District (PK - 08)
Secondary School District	Fortuna Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,312.00 Homeowner's exemption	$679,314 Land $246,068 Building $433,246
2023	$6,609.00 (+6.79%) Homeowner's exemption	$588,658 Land $210,235 Building $378,423
2022	$6,189.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4351 Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4351 Mill St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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