4351 Memory Ln, Adams, TN 37010 Property Records

Montgomery County property record for 4351 Memory Ln, Adams, TN 37010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,226 sqft · built 2021
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$339,900 (Aug 2021)
Tax Bill	$2,475 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`86B C 6.00`

Property Details

APN / Parcel Number

Primary APN	`86B C 6.00`
Alternative APNs	`086B C 00600 000` `401136`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,226 sqft Living Area
1st Floor Area	2,226 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Area	692 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4351 MEMORY LN
City	ADAMS
State	TN
Zip	37010-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION: MEADOWLAND BLOCK:2 LOT:19 PLAT BOOK: F PLAT PAGE: 1122 EQUAL TENANTS IN COMMON SPLIT OFF 86-5.01 T-13
Legal Subdivision	MEADOWLAND
Legal Block	2
Legal Lot Number	19
Jurisdiction	MONTGOMERY TN
Township / Civil Division	3
Census Block Group	1
Census Block	1008
Census Tract	101807

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4351 MEMORY LN, ADAMS, TN 37010-9502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage MID-CONTINENT FUNDING INC
Jan 14, 2021	Warranty Deed, Transfer · Construction Mortgage F & M BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on Record
Deed Sale	Aug 10, 2021 · Amount on Record
Prior Sale	Jan 14, 2021 · Amount on Record
Deed Document Number	20211332139
Deed Book / Page	2123 / 2352
Prior Transfer Date	Apr 6, 2015
Prior Transfer Doc	01614/2538
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Aug 10, 2021
Property Address	4351 MEMORY LN, ADAMS, TN 37010-9502
Document Number	02123/2352
Book / Page	2123 / 2352
Map Reference	MB F PG 1122
Instrument Date	Aug 6, 2021
Instrument	1332139
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2023
Title Company	NOT AVAILABLE, FOUNDATION T&E CLARKSVILLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,257.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4351 MEMORY LN, ADAMS, TN 37010-9502

Mortgage

Document Number	0001332140
Date	Aug 10, 2021
Instrument	1332140

Lender

Name	MID-CONTINENT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Jan 14, 2021
Property Address	4351 MEMORY LN, ADAMS, TN 37010-9502
Document Number	02050/2324
Book / Page	2050 / 2324
Map Reference	MB F PG 1122
Instrument Date	Jan 11, 2021
Instrument	1295366
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FOUNDATION T&E CLARKSVILLE

Transaction

Amount	Amount Recorded
Tax	$214.23
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2081 WILMA RUDOLPH BLVD, CLARKSVILLE, TN 37040-6611
Investor	Possibly a Property Investor

Mortgage

Document Number	02050/2326
Date	Jan 14, 2021
Book Page	2050/2326
Instrument	1295367

Lender

Name	F & M BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 11, 2022

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,475.00	$118,375 (+0.42%)	$473,500 (+0.42%) Land $76,000 Building $397,500
2024	$2,475.00 (+17.02%)	$117,875 (+66.67%)	$471,500 (+66.67%) Land $76,000 Building $395,500
2023	$2,115.00	$70,725 (-)
2022	$2,115.00	$70,725	$282,900 Land $53,500 Building $229,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MONTGOMERY U.D. serves 18,382 people · EPA ID TN0000218
Water Source	Purchased surface water from CUNNINGHAM EAST-MONTG WTP
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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