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4351 Harbor Way, Unit 4, Oceanside, CA 92056 Property Records

San Diego County property record for 4351 Harbor Way, Unit 4, Oceanside, CA 92056

Property Summary

Property TypeCondominium
Details3 bd · 3.5 ba · 1,724 sqft · built 2020
Owner2 Individual Names on Record
Last Sale$528,500 (Jun 2020)
Tax Bill$7,159 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN160-691-10-19

Property Details

APN / Parcel Number

Primary APN160-691-10-19

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area1,724 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4351 HARBOR WAY, 4
CityOCEANSIDE
StateCA
Zip92056-5713
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-B
Legal DescriptionLOT 5 US 210 PER DOC19-0219672&UND INT IN PHASE 10 TR 015691
Legal Tract015691
Legal Block3
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3002
Census Tract18522

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4351 HARBOR WAY, 4, OCEANSIDE, CA 92056-5713
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Jun 19, 2020Grant Deed, Subdivision Related Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2020 · Amount on Record
Deed SaleJun 19, 2020 · Amount on Record
Deed Document Number2020318458
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4351 HARBOR WAY UNIT 4, 4, OCEANSIDE, CA 92056-5713
Transaction TypeMortgage
Record UpdatedAug 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4351 HARBOR WAY, OCEANSIDE, CA 92056-5713
InvestorPossibly a Property Investor

Mortgage

Document Number0000235219
DateMar 26, 2021
Instrument2021-0235219
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

June 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 19, 2020
Property Address4351 HARBOR WAY UNIT 4, 4, OCEANSIDE, CA 92056-5713
Document Number0000318458
Map ReferenceMAP 15691
Instrument DateMay 8, 2020
Instrument2020-0318458
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4351 HARBOR WAY UNIT 4, 4, OCEANSIDE, CA 92056-5713

Mortgage

Document Number0000318459
DateJun 19, 2020
Instrument2020-0318459
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$589,015 (+2%) Land $293,378 Building $295,637
2025$7,159.00 (+5.09%) Homeowner's exemption$577,467 (+4.04%) Land $287,626 Building $289,841
2023$6,812.00 (+1.61%) Homeowner's exemption$555,045 Land $276,458 Building $278,587
2022$6,704.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks.

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