4351 Gemstone Ave, Kingman, AZ 86401 Property Records

Mohave County property record for 4351 Gemstone Ave, Kingman, AZ 86401

Property Summary

Property Type	Single Family Home
Details	2,072 sqft · built 2021
Lot Size	0.472 acres (20,567 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,676 (2025)
Deeds & Mortgages	Dec 2020 Construction Loan Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`322-65-005`

Property Details

APN / Parcel Number

Primary APN	`322-65-005`
Alternative APN	`R32265005`

Interior

Stories	1 Story
Building Area	2,072 sqft Living Area
Gross Area	2,736 sqft
1st Floor Area	2,072 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Concrete
Lot Area	20,567 sqft (0.472 acres)
Garage Type	Attached
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R32265005
Street Address	4351 GEMSTONE AVE
City	KINGMAN
State	AZ
Zip	86401-7491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T21N R16W SEC 15 RANCHO SANTA FE IV TR 1953 C BLOCK 7 & LOT 5
Legal Range	16W
Legal Township	21N
Legal Section	15
Legal Subdivision	RANCHO SANTA FE IV
Legal Tract	1953
Legal Block	7
Legal Lot Number	5
Jurisdiction	MOHAVE AZ
Township / Civil Division	KINGMAN
Census Block Group	3
Census Block	3011
Census Tract	953604

Owner

4351 Gemstone Ave is owned and occupied by two individuals who acquired it in June 2021.

Source: Mohave County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4351 GEMSTONE AVE, KINGMAN, AZ 86401-7491
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Construction Mortgage ZB NA
Jun 9, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Dec 31, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021
Deed Sale	Jun 9, 2021
Prior Sale	Dec 31, 2020 · Amount on File
Deed Document Number	202144745
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOHAVE AZ
Property Address	4351 GEMSTONE AVE, KINGMAN, AZ 86401-7491
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074085
Date	Dec 15, 2020
Instrument	2020074085

Lender

Name	ZB NA
Type	Bank
Address	FLAGSTAFF, AZ 86001

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MOHAVE AZ
Recording Date	Jun 9, 2021
Property Address	4351 GEMSTONE AVE, KINGMAN, AZ 86401-7491
Document Number	0000044745
Map Reference	DOC 2020026830
Instrument Date	Jun 8, 2021
Instrument	2021044745
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4351 GEMSTONE AVE, KINGMAN, AZ 86401-7491

Mortgage

Document Number	0000044746
Date	Jun 9, 2021
Instrument	2021044746

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOHAVE AZ
Recording Date	Dec 31, 2020
Property Address	4351 GEMSTONE AVE, KINGMAN, AZ 86401-7491
Document Number	0000077739
Instrument Date	Dec 31, 2020
Instrument	77739
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$781.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2800 HUALAPAI MOUNTAIN RD #A KINGMAN AZ 864015673, A, KINGMAN, AZ 86401-5673
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4351 Gemstone Ave was $1,676.

Source: Mohave County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Mohave County
Municipality	Kingman City
Unified School District	Kingman Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$380,706 Land $62,230 Building $318,476
2025	$1,676.00	$36,577 (-1.33%)
2024		$37,071	$365,770 (-1.33%) Land $57,703 Building $308,067
2023			$370,706 Land $70,586 Building $300,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4351 Gemstone Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4351 Gemstone Ave is moderate, ranking above 65% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 52% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGMAN MUNICIPAL WATER serves 45,000 people · EPA ID AZ0408020
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wecom Fiber Fiber	3,000 / 3,000
Optimum Cable	940 / 35

May also be available: Verizon.

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