4350 Deer Run Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4350 Deer Run Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,713 sqft · built 1996
Lot Size	2.17 acres (94,873 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,000 (Oct 2021)
Tax Bill	$4,687 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-26-30-4950-0001-0670`

Property Details

APN / Parcel Number

Primary APN	`36-26-30-4950-0001-0670`
Alternative APNs	`263036495000010670` `88826`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,713 sqft Living Area
Gross Area	1,938 sqft
1st Floor Area	1,713 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2009
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	94,873 sqft (2.17 acres)
Garage Type	Carport
Garage Area	72 sqft
Carport	Carport
Carport Area	72 sqft

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	225 sqft
Deck Area	160 sqft
Shed	1 Shed
Shed Area	120 sqft
Pole Barn	350 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4350 DEER RUN RD
City	SAINT CLOUD
State	FL
Zip	34772-8056
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OA2M
Legal Description	S L & I C PB B PG 20 W 1/2 LOT 67
Legal Range	30E
Legal Township	26S
Legal Section	36
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	670
Legal Lot Number	67
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	43205

Owner

Source: Osceola County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13100 NW 11TH AVE, NORTH MIAMI, FL 33168-6606
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 23, 2017	Deed of Trust, Mortgage · VA Mortgage SUMMIT MORTGAGE CORP
May 10, 2019	Loan Modification, Mortgage · Conventional Mortgage SCOTT BARBARA J LIVING TR (RT)
Jan 30, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jan 30, 2019	Correction Deed, Transfer CLOSING AGENT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Jan 30, 2019 · Amount on Record
Deed Document Number	2021163526
Deed Book / Page	6069 / 1025
Prior Transfer Date	Mar 15, 2006
Prior Transfer Doc	0032630751
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 20, 2021
Property Address	4350 DEER RUN RD, SAINT CLOUD, FL 34772-8056
Document Number	0060691025
Book / Page	6069 / 1025
Instrument Date	Oct 18, 2021
Instrument	2021163526
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, A CLEAR CHOICE T&E OF OSCEOL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,086.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 HAWTHORNE ST, QUINCY, MA 02169-3004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13100 NW 11TH AVE, NORTH MIAMI, FL 33168-6606

Mortgage

Document Number	0060691026
Date	Oct 20, 2021
Instrument	6069/1026

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4350 DEER RUN RD, SAINT CLOUD, FL 34772-8056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLASSIC TITLE & SOLUTIONS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050892477
Date	Jan 23, 2017
Book Page	5089/2477
Instrument	2017012204

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55441

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	4350 DEER RUN RD, SAINT CLOUD, FL 34772-8056
Document Number	0055262458
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4350 DEER RUN RD ST CLOUD FL 347728056, ST CLOUD, FL 34772-8056

Mortgage

Document Number	0055262458
Date	May 20, 2019
Book Page	005526/002458
Instrument	64572

Lender

Name	SCOTT BARBARA J LIVING TR (RT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 19, 2034

Interest

Rate Type	Fixed Rate
Rate	7%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 30, 2019
Property Address	4350 DEER RUN RD, SAINT CLOUD, FL 34772-8056
Document Number	0054700086
Book / Page	005470 / 000086
Instrument Date	Jan 15, 2019
Instrument	12317
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4350 DEER RUN RD ST CLOUD FL 347728056, ST CLOUD, FL 34772-8056

Mortgage

Document Number	54700088
Date	Jan 30, 2019
Book Page	005470/000088
Instrument	12318

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2049

January 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 30, 2019
Property Address	4350 DEER RUN RD, SAINT CLOUD, FL 34772-8056
Document Number	0054700084
Book / Page	005470 / 000084
Instrument Date	Jan 8, 2019
Instrument	12316
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	CLOSING AGENT INC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4350 DEER RUN RD ST CLOUD FL 347728056, ST CLOUD, FL 34772-8056

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,687.00 (+6.67%)	$291,400 (+8.77%) Land $141,600 Building $149,800	$291,400 (+8.77%) Land $141,600 Building $149,800
2024	$4,394.00 (+7.64%)
2023	$4,082.00 (+14.73%)	$267,900 (+25.54%) Land $110,000 Building $157,900	$267,900 (+25.54%) Land $110,000 Building $157,900
2022	$3,558.00	$213,400 Land $98,000 Building $115,400	$213,400 Land $98,000 Building $115,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	9 (1997–2020)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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