4350 Crows Bluff Ave, Lake Wales, FL 33859 Property Records

Polk County property record for 4350 Crows Bluff Ave, Lake Wales, FL 33859

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 1987
Lot Size	1.15 acres (50,381 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (Aug 2026)
Tax Bill	$633 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`27-30-32-000000-044060`

Property Details

APN / Parcel Number

Primary APN	`27-30-32-000000-044060`
Alternative APNs	`323027000000044060` `23027000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,518 sqft Living Area
1st Floor Area	1,518 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	50,381 sqft
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	648 sqft
Carport	Carport
Carport Area	648 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4350 CROWS BLUFF AVE
City	LAKE WALES
State	FL
Zip	33859-6702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	BEG 150.61 FT E & 353.44 FT N OF SW COR OF SEC RUN N 305 FT E 165 FT S 305 FT W 165 FT TO POB BEING TRACT 327 OF UNREC LAKE WALES ESTS
Legal Range	27E
Legal Township	30S
Legal Section	32
Legal Subdivision	LAKE WALES ESTATES
Legal Tract	327
Legal Block	2
Legal Lot Number	2
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2006
Census Tract	15302

Owner

4350 Crows Bluff Ave is owned and occupied by two individuals who bought it in August 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4350 CROWS BLUFF AVE, LAKE WALES, FL 33859-6702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Aug 24, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Dec 6, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 31, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 3, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 14, 2017	Loan Modification, Mortgage · Conventional Mortgage PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on File
Deed Sale	Aug 24, 2026 · Amount on File
Prior Sale	Apr 8, 2015 · Amount on File
Deed Document Number	2026205480
Deed Book / Page	14127 / 1276
Prior Transfer Date	Aug 14, 2026
Prior Transfer Doc	0000205480
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Aug 24, 2026
Property Address	4350 CROWS BLUFF AVE, LAKE WALES, FL 33859-6702
Document Number	0000205480
Book / Page	14127 / 1276
Instrument Date	Aug 14, 2026
Instrument	2026205480
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	COAST TO COAST TITLE AND ESCROW, COAST TO COAST TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4350 CROWS BLUFF AVE, LAKE WALES, FL 33859-6702

Mortgage

Document Number	0000205481,
Date	Aug 24, 2026
Instrument	2026205481

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Aug 24, 2026
Property Address	4350 CROWS BLUFF AVE, LAKE WALES, FL 33859-6702
Document Number	0000205481
Book / Page	14127 / 1280
Instrument Date	Aug 14, 2026
Instrument	2026205481
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4350 CROWS BLUFF AVE, LAKE WALES, FL 33859-6702

Mortgage

Document Number	0000205481,
Date	Aug 24, 2026
Book Page	14127/1280
Instrument	2026205481

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4350 CROWS BLUFF AVE, LAKE WALES, FL 33859-6702
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4350 CROWS BLUFF AVE, LAKE WALES, FL 33859-6702

Mortgage

Document Number	0000285277
Date	Dec 6, 2023
Book Page	12931/1505
Instrument	2023285277

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	477 Months
Due	Sep 1, 2063

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4350 CROWS BLUFF AVE, LAKE WALES, FL 33859-6702
Transaction Type	Mortgage
Record Updated	Jun 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4350 CROWS BLUFF AVE, LAKE WALES, FL 33859-6702

Mortgage

Document Number	0000147734
Date	May 31, 2022
Book Page	12275/376
Instrument	2022147734

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4350 CROWS BLUFF AVE, LAKE WALES, FL 33859-6702
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4350 CROWS BLUFF AVE, LAKE WALES, FL 33859-6702

Mortgage

Document Number	0000113608
Date	May 3, 2021
Book Page	11696/1701
Instrument	2021113608

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	314 Months
Due	Jul 1, 2047

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	4350 CROWS BLUFF AVE, LAKE WALES, FL 33859-6702
Document Number	0102210066
Book / Page	010221 / 000066
Instrument Date	Jun 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 CROWS BLUFF AVE LAKE WALES FL 338596707, LAKE WALES, FL 33859-6707

Mortgage

Document Number	0102210066
Date	Aug 1, 2017
Book Page	010221/000066
Instrument	146653

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	MAILSTOP, TX 75236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4350 Crows Bluff Ave was $633.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,609 (+2.7%)	$169,701 (+2.73%) Land $26,740 Building $142,961
2025	$633.00 Homeowner's exemption	$89,201	$165,186 Land $27,550 Building $137,636
2023	$1,087.00 (+8.27%) Homeowner's exemption	$84,162 (+4.24%)	$161,898 (+20.45%) Land $18,945 Building $142,953
2022	$1,004.00 Homeowner's exemption	$80,740	$134,413 Land $13,400 Building $121,013

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4350 Crows Bluff Ave in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	14 (1998–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4350 Crows Bluff Ave is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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