435 Wolford Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 435 Wolford Dr, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,328 sqft · built 1977
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Jan 2019)
Tax Bill	$6,638 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`586-290-09-00`

Property Details

APN / Parcel Number

Primary APN	`586-290-09-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,328 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	10,200 sqft (0.234 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	435 WOLFORD DR
City	SPRING VALLEY
State	CA
Zip	91977-6133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 370 TR 008336
Legal Subdivision	HOLLY HILLS VILLAGE
Legal Tract	008336
Legal Block	2
Legal Lot Number	370
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	3108

Owner

435 Wolford Dr is owned and occupied by two individuals who acquired it in August 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	435 WOLFORD DR, SPRING VALLEY, CA 91977-6133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 7, 2019	Intrafamily Transfer, Transfer · Second Mortgage (Down Payment) MOUNTAIN WEST FINANCIAL INC
Jan 7, 2019	Quit Claim Deed, Transfer USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO
Jan 7, 2019	Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Jan 7, 2019	Affidavit of Death, Transfer USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO
Oct 2, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2019 · Amount on File
Deed Sale	Jan 7, 2019 · Amount on File
Prior Sale	Sep 16, 1999 · Amount on File
Deed Document Number	20195909
Last Transfer Date	Aug 17, 2021
Transfer Doc	0000599448
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2021
Property Address	435 WOLFORD DR, SPRING VALLEY, CA 91977-6133
Document Number	0000599448
Map Reference	MAP 8336
Instrument Date	Aug 17, 2021
Instrument	2021-0599448
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	435 WOLFORD DR, SPRING VALLEY, CA 91977-6133

Mortgage

Document Number	0000599449
Date	Aug 23, 2021
Instrument	2021-0599449

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 7, 2019
Property Address	435 WOLFORD DR, SPRING VALLEY, CA 91977-6133
Document Number	0000005911
Map Reference	MAP 8336
Instrument Date	Dec 31, 2018
Instrument	2019-0005911
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	USA NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 WOLFORD DR, SPRING VALLEY, CA 91977-6133

Mortgage

Document Number	0000005913
Date	Jan 7, 2019
Instrument	2019-0005913

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 7, 2019
Property Address	435 WOLFORD DR, SPRING VALLEY, CA 91977-6133
Document Number	0000005910
Instrument Date	Dec 29, 2018
Instrument	5910
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	435 WOLFORD DR SPRING VALLEY CA 919776133, SPRING VALLEY, CA 91977-6133

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 7, 2019
Property Address	435 WOLFORD DR, SPRING VALLEY, CA 91977-6133
Document Number	0000005909
Map Reference	MAP 8336
Instrument Date	Dec 17, 2018
Instrument	2019-0005909
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	USA NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	435 WOLFORD DR, SPRING VALLEY, CA 91977-6133

Mortgage

Document Number	0000005912
Date	Jan 7, 2019
Instrument	2019-0005912

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 7, 2019
Property Address	435 WOLFORD DR, SPRING VALLEY, CA 91977-6133
Document Number	0000005908
Instrument Date	Dec 3, 2018
Instrument	5908
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35298 GLEN LN WILDOMAR CA 925959065, WILDOMAR, CA 92595-9065

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 2, 2018
Property Address	435 WOLFORD DR, SPRING VALLEY, CA 91977-6133
Document Number	0000409811
Instrument Date	Oct 2, 2018
Instrument	409811
Transaction Type	Transfer
Record Updated	Oct 10, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	435 WOLFORD DR SPRING VALLEY CA 919776133, SPRING VALLEY, CA 91977-6133

Tax Assessment & Valuation

The 2025 property tax bill for 435 Wolford Dr was $6,638.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$517,707 (+2%) Land $409,616 Building $108,091
2025	$6,638.00	$507,557 Land $401,585 Building $105,972
2023	$6,175.00 (+1.55%)	$487,850 Land $385,992 Building $101,858
2022	$6,081.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 435 Wolford Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Wolford Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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