435 Windsor Pl, Davenport, FL 33896 Property Records

Polk County property record for 435 Windsor Pl, Davenport, FL 33896

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,775 sqft · built 2002
Lot Size	0.149 acres (6,477 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jun 2021)
Tax Bill	$4,040 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-26-06-701209-000220`

Property Details

APN / Parcel Number

Primary APN	`27-26-06-701209-000220`
Alternative APNs	`062627701209000220` `62627000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,775 sqft Living Area
Gross Area	2,175 sqft
1st Floor Area	1,775 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,477 sqft (0.149 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	336 sqft
Porch	Finished/Open Porch
Porch Area	229 sqft

Location & Zoning

Street Address	435 WINDSOR PL
City	DAVENPORT
State	FL
Zip	33896-5031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABBEY AT WEST HAVEN PB 114 PGS 41-43 LOT 22
Legal Range	27E
Legal Township	26S
Legal Section	06
Legal Subdivision	ABBEY AT WEST HAVEN
Legal Tract	701209
Legal Block	1
Legal Lot Number	22
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1006
Census Tract	12405

Owner

435 Windsor Pl is owned by two individuals who bought it in June 2021.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	610 5TH ST, WYANDOTTE, MI 48192-2604
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2021 · Amount on File
Deed Sale	Jun 24, 2021 · Amount on File
Prior Sale	Jun 26, 2002 · Amount on File
Deed Document Number	2021164913
Deed Book / Page	11776 / 313
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 24, 2021
Property Address	435 WINDSOR PL, DAVENPORT, FL 33896-5031
Document Number	0000164913
Book / Page	11776 / 313
Map Reference	MB 114 PG 41
Instrument Date	Jun 18, 2021
Instrument	2021164913
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 5TH WYANDOTTE, WYANDOTTE, MI 48192-2604

Mortgage

Document Number	0011776315
Date	Jun 24, 2021
Instrument	11776/315

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 435 Windsor Pl was $4,040.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,963 (-6.25%) Land $62,000 Building $230,963	$292,963 (-6.25%) Land $62,000 Building $230,963
2025	$4,040.00	$312,508 Land $62,000 Building $250,508	$312,508 Land $62,000 Building $250,508
2023	$4,419.00 (+12.24%)	$317,023 (+20.67%) Land $60,000 Building $257,023	$317,023 (+20.67%) Land $60,000 Building $257,023
2022	$3,937.00	$262,718 Land $50,000 Building $212,718	$262,718 Land $50,000 Building $212,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 Windsor Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	4 (2012–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Windsor Pl is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20