Delaware County property record for 435 Willows Ave, Folcroft, PA 19032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,216 sqft · built 2004 |
| Lot Size | 0.98 acres (4,278 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (May 2026) |
| Tax Bill | $6,566 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-00-01584-50 |
| Primary APN | 20-00-01584-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,216 sqft Living Area |
| 1st Floor Area | 2,216 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,278 sqft (0.98 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2004343004 |
|---|---|
| Street Address | 435 WILLOWS AVE |
| City | FOLCROFT |
| State | PA |
| Zip | 19032-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 STY HSE 4,276SF |
| Legal Subdivision | JMC BUILDERS LLC |
| Legal Lot Number | 3 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | FOLCROFT |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 403401 |
435 Willows Ave is owned and occupied by an individual who bought it in May 2026.
Source: Delaware County records, as of May 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 435 WILLOWS AVE, FOLCROFT, PA 19032-1331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Deed, Transfer · FHA Mortgage HMA MORTGAGE |
| May 5, 2026 | Deed, Transfer · FHA Mortgage HMA MORTGAGE |
| Jul 11, 2025 | Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP |
| Oct 30, 2017 | Deed of Trust, Mortgage · VA Mortgage UNITED SECURITY FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2026 · Amount on File |
| Deed Sale | May 5, 2026 · Amount on File |
| Prior Sale | Jul 11, 2025 · Amount on File |
| Deed Document Number | 202616578 |
| Deed Book / Page | 7128 / 5454 |
| Prior Transfer Date | Mar 22, 2007 |
| Prior Transfer Doc | 0041011800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | May 5, 2026 |
| Property Address | 435 WILLOWS AVE, FOLCROFT, PA 19032-1331 |
| Document Number | 0000016578 |
| Book / Page | 7128 / 5454 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.16578 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | EXECUTIVE ABSTRACT, TS EXECUTIVE ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $404,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 435 WILLOWS AVE, FOLCROFT, PA 19032-1331 |
| Document Number | 0000016579, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 2026..16579 |
| Name | HMA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | May 5, 2026 |
| Property Address | 435 WILLOWS AVE, FOLCROFT, PA 19032-1331 |
| Document Number | 0071285454 |
| Book / Page | 7128 / 5454 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202616578 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | EXECUTIVE ABSTRACT, TS EXECUTIVE ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $404,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 435 WILLOWS AVE, FOLCROFT, PA 19032-1331 |
| Document Number | 0000016579, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 202616579 |
| Name | HMA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Jul 11, 2025 |
| Property Address | 435 WILLOWS AVE, FOLCROFT, PA 19032-1331 |
| Document Number | 0070622834 |
| Book / Page | 7062 / 2834 |
| Instrument Date | Jun 30, 2025 |
| Instrument | 2025024702 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | NATIONAL INTEGRITY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,924.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 RIGHT NILE RD, GLADWYNE, PA 19035 |
| Document Number | 0070622839 |
|---|---|
| Date | Jul 11, 2025 |
| Instrument | 7062/2839 |
| Name | LENDSURE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 435 WILLOWS AVE, FOLCROFT, PA 19032-1331 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0060820406 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 06082/0406 |
| Instrument | 2017058411 |
| Name | UNITED SECURITY FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84121 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2026 property tax bill for 435 Willows Ave was $6,566.
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| Municipality | Folcroft Borough |
| Unified School District | Southeast Delco School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,566.00 | $149,520 (-) Land $27,080 Building $122,440 | $149,520 (-) Land $27,080 Building $122,440 |
| 2025 | $149,520 (-) Land $27,080 Building $122,440 | $149,520 Land $27,080 Building $122,440 | |
| 2024 | $6,194.00 (+5.93%) | $149,520 Land $27,080 Building $122,440 | |
| 2023 | $5,847.00 Additional exemption filed | ||
| 2021 | $149,520 (-) | ||
| 2020 | $149,520 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 435 Willows Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1989) |
| Most Recent Claim | Jul 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Willows Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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